Who We Are
About MoneyOwl
We are Singapore’s 1st Bionic Financial Adviser! To be Bionic means to have the best of both worlds – humans and technology. Technology integrates complex financial models into your financial plan with ease and precision. But we understand that money is very personal and involves emotions, aspirations and life decisions. That’s why both our dedicated client advisers and our technology platforms come together to journey with you in every stage of your life.
We provide a one-stop service platform that is everything you need to develop a fit-for-purpose financial plan. Incorporating national schemes such as CPF, we provide comprehensive, competent and conflict-free financial advice and fund management services in support of your plan.
MoneyOwl is a social enterprise and a joint venture between NTUC Enterprise Co-operative Limited and Providend Holding Private Limited. We exist to serve you!

Chuin Ting WEBER, CFA, CAIA, AWPCM
Chief Executive Officer / Chief Investment Officer
Chuin Ting holds Masters of Arts and Bachelor of Arts (Honours) degrees in Modern History from Oxford University, a Bachelor of Arts in Chinese Language and Culture from the Beijing Language and Culture University and the Chartered Financial Analyst (CFA), Chartered Alternative Investment Analyst (CAIA) and Associate Wealth Planner (AWPCM) designations.

Alan CHIU
Chief Technology Officer / Principal, Corporate Business
Alan Chiu is a senior technology and business leader with extensive strategic leadership, technology business innovation and growth experience at high-profile start-ups and public listed multi-nationals in Silicon Valley and Asia. More recently, he has been Chief Technology Officer and Chief Information Officer at NTUC Link Pte Ltd, serving a key role as a digital transformation leader and building technology teams to deliver data-driven software products and technology services to social enterprises across the NTUC Group as well as external business partners. Prior to NTUC Link, Alan was Chief Technology Officer at MatchMove Pay, an award-winning Fintech start-up; and Senior Business Leader at Visa Worldwide, leading various global technology teams.
Alan graduated with a Bachelor of Science degree in Information Systems and Computer Science from the National University of Singapore. He was a recipient of the ASEAN scholarship awarded by the Singapore Ministry of Education.

Harry CH’NG, CA, CFA
Chief Financial Officer / Senior Vice President, Investment
Harry has a Bachelor of Accountancy (Honours) degree from Nanyang Technological University. He holds the Chartered Accountant (CA) and Chartered Financial Analyst (CFA) designations.

Rachel Huang
Chief Client and Marketing Officer
Rachel is a data-driven marketer and market launcher, who has a track record of launching global brands into Singapore. She’s an accomplished brand & marketing professional with extensive experience across all forms of marketing in the Asia Pacific region. Rachel previously held Marketing roles at companies such as Peoplewave, Yotel, AIG, HSBC, American Express and Ogilvy & Mather.
She has been awarded “Asia’s Top 50 Brand Leaders” in 2017, as well as “Marketing Professional Of The Year” in 2016 and the “Young Achiever Of The Year” in 2012 at the CMO Asia Awards. She was also awarded “LinkedIn Power Profiles” in 2018.
Rachel has a Bachelor of Communications Studies (Second Upper Honours) from Nanyang Technological University.

Kelvin NG, ChFC®, AEPP®
Head, Client Advisory
Kelvin Ng has more than 10 years of experience in the financial services industry. As the Head of Client Advisory, he is responsible for the delivery of MoneyOwl’s bionic financial advisory service through both the Client Advisory team and MoneyOwl’s multiple robo-advisory platforms. Prior to joining MoneyOwl, Kelvin was a key founding member and Business Director of Sony Life Financial Advisers. With excellent sales and management track records in his profession, Kelvin has achieved numerous awards and accolades such as the Million Dollar Round Table, Top Financial Services Manager and Top Adviser of The Year. Holding a high regard for client centricity, Kelvin believes in placing clients’ needs and interests at the heart of the advisory business.
Kelvin graduated with a Bachelor of Business Administration (Management) from the National University of Singapore. He is also a Chartered Financial Consultant (ChFC®), Associate Estate Planning Practitioner (AEPP®) and a Fellow Member of Insurance and Financial Practitioners Association of Singapore.

Justin TAN, FLMI, IBFA
Head, Compliance
Justin has a Bachelor of Science degree in Business from the University of London. He holds a Diploma in Compliance from the International Compliance Association. He is also a Fellow of the Life Management Institute (FLMI).

Edwin TOH
Head, Digital Marketing
Edwin Toh has more than 11 years of experience in marketing, specialising in digital marketing. He started off as a freelancer and gained interest in digital marketing. Edwin held multiple management positions in different industries and was an expatriate in Thailand for 3 years, only recently did he return to Singapore. He conducted many workshops and seminars and mentored his team members and workshop participants. Edwin’s experiences in multiple industries allow him to devise effective marketing strategies to reach targeted audiences.
Edwin holds a Bachelor of Science (Honours) degree in Management from University College Dublin (NUI), as well as multiple professional certifications in digital marketing.
