Who We Are

About MoneyOwl

MoneyOwl is a financial adviser and fund management company licensed by the MAS. We aim to empower you to live life to the full by helping you make wise money decisions easily and confidently.

We are Singapore’s 1st Bionic Financial Adviser! To be Bionic means to have the best of both worlds – humans and technology. Technology integrates complex financial models into your financial plan with ease and precision. But we understand that money is very personal and involves emotions, aspirations and life decisions. That’s why both our dedicated client advisers and our technology platforms come together to journey with you in every stage of your life.

We provide a one-stop service platform that is everything you need to develop a fit-for-purpose financial plan. Incorporating national schemes such as CPF, we provide comprehensive, competent and conflict-free financial advice and fund management services in support of your plan.

MoneyOwl is a social enterprise and a joint venture between NTUC Enterprise Co-operative Limited and Providend Holding Private Limited. We exist to serve you!

Key People Of MoneyOwl

Chuin Ting WEBER, CFA, CAIA, AWPCM

Chief Executive Officer / Chief Investment Officer

Chuin Ting Weber has over twenty years of professional experience spanning the public, social and financial sectors. She was Chief Investment and Asset Management Officer of the Singapore Labour Foundation, a government statutory board. Prior to that, Chuin Ting was Senior Vice President at NTUC Enterprise Co-operative Ltd in which role she oversaw strategic capital management projects and the group’s financial services cluster. She had been an investment professional at Lion Global Investors Ltd, working in various roles in fixed income, macro strategy, asset allocation and multi-asset fund management. Chuin Ting had also served the Singapore Ministry of Defence covering international defence relations and strategic affairs, including as Deputy Director of Defence Policy.

Chuin Ting holds Masters of Arts and Bachelor of Arts (Honours) degrees in Modern History from Oxford University, a Bachelor of Arts in Chinese Language and Culture from the Beijing Language and Culture University and the Chartered Financial Analyst (CFA), Chartered Alternative Investment Analyst (CAIA) and Associate Wealth Planner (AWPCM) designations.

Christopher TAN, CFP®

Executive Director

Christopher Tan has more than two decades of experience in the financial advisory industry. As Executive Director, he provides expert consultancy to MoneyOwl across the areas of financial advisory, business development, financial literacy programmes, public education and adviser training. Christopher was a member of the CPF Advisory Panel from 2014 to 2016 and part of the Management Committee of Securities Investors Association Singapore (SIAS) from 2009 to 2017. Christopher contributes regularly to and is often quoted in the local press for his expert opinion on financial matters. He is also an internationally sought-after speaker and trainer. Christopher is Founder and Chief Executive Officer of Providend Ltd, Singapore’s first fee-only financial adviser.

Christopher has a Bachelor of Financial Services (Honours) Degree from the National University of Ireland and a Master of Business Administration Degree from the University of Warwick. He is a Certified Financial Planner (CFP) and a member of the Financial Planning Association of Singapore.

Alan CHIU

Chief Technology Officer

Alan Chiu is a senior technology and business leader with extensive strategic leadership, technology business innovation and growth experience at high-profile start-ups and public listed multi-nationals in Silicon Valley and Asia. More recently, he has been Chief Technology Officer and Chief Information Officer at NTUC Link Pte Ltd, serving a key role as a digital transformation leader and building technology teams to deliver data-driven software products and technology services to social enterprises across the NTUC Group as well as external business partners. Prior to NTUC Link, Alan was Chief Technology Officer at MatchMove Pay, an award-winning Fintech start-up; and Senior Business Leader at Visa Worldwide, leading various global technology teams.

Alan graduated with a Bachelor of Science degree in Information Systems and Computer Science from the National University of Singapore. He was a recipient of the ASEAN scholarship awarded by the Singapore Ministry of Education.

Harry CH’NG, CA, CFA

Chief Financial Officer / Senior Vice President, Investment

Harry Ch’ng has almost twenty years of experience across multiple finance disciplines including financial accounting, financial planning and analysis tax, transfer pricing, treasury and business partnering. As the Chief Financial Officer & Senior Vice President, Investments, Harry is responsible for the finance, investment, human resource and administration functions in MoneyOwl. Harry started his career in Arthur Andersen before moving on to leadership positions in finance and treasury functions across diverse industries. More recently, he was Senior Vice President, Finance and Corporate Services at NTUC Link Pte Ltd. Prior to that, he was the Head of Finance for Asia at Unity Technologies, a global leader in game engine and developer services, and also spent time as the Global Treasury Director at Dystar, a solutions provider for textile colorants and auxiliary chemicals.

Harry has a Bachelor of Accountancy (Honours) degree from Nanyang Technological University. He holds the Chartered Accountant (CA) and Chartered Financial Analyst (CFA) designations.

Rachel Huang

Chief Client and Marketing Officer

Rachel is a data-driven marketer and market launcher, who has a track record of launching global brands into Singapore. She’s an accomplished brand & marketing professional with extensive experience across all forms of marketing in the Asia Pacific region. Rachel previously held Marketing roles at companies such as Peoplewave, Yotel, AIG, HSBC, American Express and Ogilvy & Mather.

She has been awarded “Asia’s Top 50 Brand Leaders” in 2017, as well as “Marketing Professional Of The Year” in 2016 and the “Young Achiever Of The Year” in 2012 at the CMO Asia Awards. She was also awarded “LinkedIn Power Profiles” in 2018.

Rachel has a Bachelor of Communications Studies (Second Upper Honours) from Nanyang Technological University.

Justin TAN, FLMI, IBFA

Head, Compliance

Justin Tan has more than ten years of experience in compliance and risk management. He started his career in the life insurance industry and has been in the financial advisory industry for the past decade. Justin believes that every company should build and grow its business centred on a strong ethical core. He was a developer of courses on ethics and rules and regulations accredited by the Singapore College of Insurance.

Justin has a Bachelor of Science degree in Business from the University of London. He holds a Diploma in Compliance from the International Compliance Association. He is also a Fellow of the Life Management Institute (FLMI).

Edwin TOH

Head, Digital Marketing

Edwin Toh has more than 11 years of experience in marketing, specialising in digital marketing. He started off as a freelancer and gained interest in digital marketing. Edwin held multiple management positions in different industries and was an expatriate in Thailand for 3 years, only recently did he return to Singapore. He conducted many workshops and seminars and mentored his team members and workshop participants. Edwin’s experiences in multiple industries allow him to devise effective marketing strategies to reach targeted audiences.

Edwin holds a Bachelor of Science (Honours) degree in Management from University College Dublin (NUI), as well as multiple professional certifications in digital marketing.

David YAP

Head, Corporate Business

David Yap has over 30 years of experience in the financial market working in various sales and trading desks of major global banks and financial institutions. He was Director of Sales at Citibank, where he wore two hats, Head of Local Professional Clients Group and Head of Regional FX Plus (advisory). Besides running the two portfolios, he was regularly conducting training on FX for internal and external clients. David’s last banking job was at Standard Chartered where he headed up Corporate FX Sales. After his tenure at banking, David became a trainer for Salmon Thrust where he developed a curriculum on fundamentals and applications of options for hedging, investment, and trading for private bankers.

David holds a Master of Applied Finance from Macquarie University. He combines his financial market academic background with sales and trading expertise effectively for an all-rounded resume.

Kelvin NG, ChFC®, AEPP®

Head, Client Advisory

Kelvin Ng has more than 10 years of experience in the financial services industry. As the Head of Client Advisory, he is responsible for the delivery of MoneyOwl’s bionic financial advisory service through both the Client Advisory team and MoneyOwl’s multiple robo-advisory platforms. Prior to joining MoneyOwl, Kelvin was a key founding member and Business Director of Sony Life Financial Advisers. With excellent sales and management track records in his profession, Kelvin has achieved numerous awards and accolades such as the Million Dollar Round Table, Top Financial Services Manager and Top Adviser of The Year. Holding a high regard for client centricity, Kelvin believes in placing clients’ needs and interests at the heart of the advisory business.

Kelvin graduated with a Bachelor of Business Administration (Management) from the National University of Singapore. He is also a Chartered Financial Consultant (ChFC®), Associate Estate Planning Practitioner (AEPP®) and a Fellow Member of Insurance and Financial Practitioners Association of Singapore.