Bond Investing: Not Just About Buy And Hold

Bond Investing: Not Just About Buy And Hold

What is a bond? Bond is a debt security or I.O.U. issued by a government or corporation to raise funds. By investing in a bond, investors (aka. bondholders) are essentially lending money to the bond issuers. If you take up a bank loan today, you know that you will need to make regular interest payments […]

How The Resilience Budget Will Benefit Singaporeans

How The Resilience Budget Will Benefit Singaporeans

The Resilience Budget will dedicate $48 billion to help Singaporeans deal with the impact of COVID-19 with a focus on saving jobs, protecting workers and supporting households. If you had missed DPM and Finance Minister’s Heng Swee Keat’s Ministerial Statement earlier this afternoon, here’s a summary of the cash payouts that you can potentially receive. […]

How Does Budget 2020 Affect Us In Our Personal Finance?

How Does Budget 2020 Affect Us In Our Personal Finance?

Just as Budget 2020 had short-term, midterm and long-term implications, we can also adjust our personal finances across these time periods to better prepare for our financial future. In the short term, think about how you can better manage your cash flows. With the goodies provided by the Care and Support package that can amount […]

Giving Your Child a Financial Head Start – CNY Edition

Giving Your Child a Financial Head Start – CNY Edition

Happy 2020 and what a busy start to the year it has been! This article is for parents who are interested in imbuing their children with financial wisdom. Just as we are getting into the swing of things, i.e., getting balance in our work-life, recovering from the mini breakdowns for our children’s school arrangements and […]

2019 Market Review

2019 Market Review

A lot can happen in a year. Looking back at how 2018 ended, it was hard to be extremely bullish headed into 2019, yet as it turns out, extreme bullishness is what gripped both stock and bond market investors over the course of the year. The US stock market fell almost 20% towards the end […]