From First Step to First Home

From First Step to First Home

Back in September 2018, NUS released a study on The Straits Times that discussed the effectiveness of government policies in increasing Total Fertility Rate (TFR) in Singapore. The authors found that the estimated cost of raising a child in Singapore from infancy to age 21 across the 30th, 50th and 70th percentiles of household income […]

Funding Your Child’s Education

Funding Your Child’s Education

Introduction In this article, we will focus on the cost of tertiary education in Singapore and the available financial instrument to help save for your child’s tertiary education. There are generally 2 ways that this cost can be funded, either parent-sponsored or self-sponsored. Depending on your belief and values system, funding your child’s tertiary education […]

On MoneyOwl’s Fees and Comparisons

On MoneyOwl’s Fees and Comparisons

There has been quite a bit of interest in the fees for investing via MoneyOwl, and also quite a bit of some confusion with many comparisons. First, let’s break down the fees for investing with MoneyOwl so that if you wish to compare, they are of apples to apples. Our fees are in three parts: […]

Why Unit Trusts And Not ETF?

Why Unit Trusts And Not ETF?

MoneyOwl believes in constructing low-cost portfolios that contain stocks and bonds worldwide. We use Unit Trusts to create these portfolios for our clients. Some of the readers may have heard of the negative reputation of Unit Trusts in Singapore as being an expensive investment tool and should be avoided. Unit Trust = Expensive, Lousy, Avoid […]