Principle #2 – Insurance is for Protection

Principle #2 – Insurance is for Protection

If you were asked to key in your life insurance premiums into a budget worksheet, how would you classify it – as an expense, saving or investment? If your insurance plan has a cash value, you might treat it as savings. If your insurance plan buys units in a unit trust, you might treat it […]

Insurance Principle #1: Insurance is an Expense

Insurance Principle #1: Insurance is an Expense

For most of us, buying insurance isn’t exactly a conversation starter and for some, it could conjure up negative feelings, depending on how you think about insurance. Nevertheless, it is an important topic as it sets the foundation of our financial plans and approaching insurance wrongly could set us up for future financial difficulties. Hence, […]

Investment Principle #8 Don’t Try to Predict Markets

Investment Principle #8 Don’t Try to Predict Markets

Some people think that investing is like gambling or buying lottery – to win you need to guess correctly and bet on the winning number(s). Some go the extra mile of compiling the past winning numbers so as to predict what the next set of winning numbers will be. Depending on your investment approach, this […]

How To Save The Smart And Safe Way?

How To Save The Smart And Safe Way?

In a recent survey of 1,000 Singaporeans by OCBC, 50% of respondents said that they do not have enough savings to last them at least 3 months of their monthly expenses. What this means is that in the event of a job loss, about half of us would need to find another source of income […]

Investment Principle #7: Don’t Try To Pick Individual Stocks

Investment Principle #7: Don’t Try To Pick Individual Stocks

Most of us would have witnessed the stunning spectacle of multicultural dance performances at our National Day Parade and been amazed at the fascinating displays of human synchrony.  Some of us may even recall participating in the marching parades or being part of the squad that flipped flashcards from the stands during our youth. Although […]

We seek your patience as we update our product database for whole life, endowment and retirement income plans to reflect the latest illustrated rates of return. Enquire with us for more information on the latest premiums and projected returns.

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