Articles
Bond Investing: Not Just About Buy And Hold
What is a bond? Bond is a debt security or I.O.U. issued by a government or corporation to raise funds. By investing in a bond, investors (aka. bondholders) are essentially lending money to the bond issuers. If you take up a bank loan today, you know that you will...
Stay Invested For The Long Term? Think Again.
Although it helps you capture the returns from the stock market, here are some things that you should take note of and not follow blindly.
Why You Don’t Need Speculative Assets Like US Oil ETFs For Your Long-Term Goals
What should you rely on for your future retirement and goals?
Technical Note: Understanding The Upcoming MAS Monetary Policy Statement On The Singapore Dollar
The Singapore financial market is keenly awaiting Monday’s Monetary Policy Statement (MPS) by the MAS. This statement will include guidance on where the value of SGD will be for about six months. Note that this scheduled release is advanced, possibly by a few weeks as...
How The Resilience Budget Will Benefit Singaporeans
The Resilience Budget will dedicate $48 billion to help Singaporeans deal with the impact of COVID-19 with a focus on saving jobs, protecting workers and supporting households. If you had missed DPM and Finance Minister’s Heng Swee Keat’s Ministerial Statement earlier...
Stock Market Commentary: Confront the brutal facts, yet never lose faith
The 24th and 25th days of March 2020 were two rare consecutive “green” days for the US markets since the COVID-19 sell-off began almost a month ago. From a low point of over -30% from the peak, the S&P500 was up a huge 9.4% on the first green day the expectation...
Optimising Your CPF with a Personal Touch (Pt. 3)
In our earlier articles (click here to refer), we looked at the projected CPF savings of a new joiner to the workforce with plans to get his own place after 5 years as well as a middle-aged profile looking at upgrading their property. In this article, we explore how a...
Is a -12% down a Verdict on Fed and Government Actions? Give It Time.
When the markets are under extreme stress, things can and do happen on Sunday nights. Back in September 2008, Lehman’s default and Merrill Lynch’s running into Bank of America’s arms for rescue took place on a Sunday night, US time. A week later, Goldman Sachs and...
What Is Different And What Is Not? Use Both History And Logic. | CIO Letter
Yesterday was the worst one-day in the US stock markets since 1987. To have an index almost 10% down in a single day is a very rare event. How do we think about rare events then, in relation to our investments? The first popular framework of thought is to look at...
Investing in Turbulent Markets – The Wise Way Or The Smart Way? Some Thoughts And An Invitation
To say that the stock markets have been volatile against the evolving global COVID-19 situation is an understatement. As of that is not enough, the failure of OPEC talks over the weekend of 7-8 March and subsequent oil price drops have added fuel to fire (pun...
Money Tips for Millennials in Singapore
Here are some tips for young working adults when managing their finances. How many of these do you practice?
Markets Down 12%: “SALE” Time, Not Sell Time
What are the regrets of fund managers and advisers who are still in the profession today, when they think of 2008-2009? Overnight, US equities ended sharply lower in the Thursday trading session, with S&P 500 finishing down for a sixth straight session yesterday....
