Articles
MoneyOwl Rolls Out Low-Cost Investment Portfolio Service
On MoneyOwl’s Fees and Comparisons
There has been quite a bit of interest in the fees for investing via MoneyOwl, and also quite a bit of some confusion with many comparisons. First, let’s break down the fees for investing with MoneyOwl so that if you wish to compare, they are of apples to apples. Our...
Why Unit Trusts And Not ETF?
MoneyOwl believes in constructing low-cost portfolios that contain stocks and bonds worldwide. We use Unit Trusts to create these portfolios for our clients. Some of the readers may have heard of the negative reputation of Unit Trusts in Singapore as being an...
Do Not Use Short Term Information to Make Long Term Decisions
People always tell me that the financial services industry is an exciting industry to be in. Every day, either in the papers, on TV, radio or on social media, analysts will predict what will happen to the markets. Even non-professionals join in this game of guessing....
The Most Overlooked Insurance
When it comes to insurance, most people are familiar with the standard benefits like death, critical illnesses (e.g. cancer, heart attack) and hospitalisation. Yes, these are indeed important life risks that we ought to insure against. The financial impact can be...
1st Quarter 2019: What Comes After One Of The Worst Decembers In The Markets?
What do stocks do after one of the worst Decembers on record in terms of market performance? Start 2019 with one of the best first quarters in history! (For global equities. The STI is another story). Source: Bloomberg Large-cap stocks did well for the quarter with...
Free Online Will Writing Service By MoneyOwl
Write Your Free Will Today
Term Insurance: The Sensible Way to Insure Yourself
About a month ago, I gave a talk at the Seedly Personal Finance Festival entitled “Insurance – Cutting Out the Fluff” to an audience of almost 1200 young people. In the talk, I shared about how most of our needs can be solved by using low cost term insurances and...
Can We Use The Yield Curve To Predict A Stock Market Crash?
Many investors enjoy predicting when the next stock market crash is going to occur. So anything that can apparently predict such a crash is often sought after by investors—much like adventurers used to search for the mythical Holy Grail. One stock crash indicator that...
Like Chefs, Financial Advisers Should Be Given Their Due
I have been advising clients since 1998. Having gone through multiple financial crises , the greatest being the Global Financial Crisis in 2008, I know through experiences and with evidences, that in order to give clients a good investment outcome, the following steps...
Have a Pre-existing illness? You could still be insured.
As life expectancy increases, the number of years that people live with a chronic disease is expected to rise. While Singaporeans live up to the age of 82 on average, they are also likely to experience about eight years of ill health in old age. In Singapore, more...
Financial Planning for Merdeka Generation (Part 6) – Estate Distribution
In this sixth and final article in the Merdeka Generation series, we will be exploring estate planning – one of the most important aspects of financial planning that may often overlooked by seniors and younger people alike. Indeed, everyone needs to plan ahead and...
