Articles
Funding Your Child’s Education
Introduction In this article, we will focus on the cost of tertiary education in Singapore and the available financial instrument to help save for your child’s tertiary education. There are generally 2 ways that this cost can be funded, either parent-sponsored or...
6th June 2019 CIO Letter
Dear Valued Client, The Shangri-La Dialogue is a high-powered international defence and security forum that has been held in Singapore around the first Saturday of June every year since 2002. In my previous life as a government officer, I worked quite a number of...
In A High-Tech World, The People Behind The Technology Matters
Dentist. Many people hate to visit one. I can't say I love to visit dentists but I don't loathe it. That is because I have a very experienced dentist who is very gentle, good at her work and extremely reassuring. Six days ago, I had my implant surgery done. Implant...
MoneyOwl Rolls Out Low-Cost Investment Portfolio Service
On MoneyOwl’s Fees and Comparisons
There has been quite a bit of interest in the fees for investing via MoneyOwl, and also quite a bit of some confusion with many comparisons. First, let’s break down the fees for investing with MoneyOwl so that if you wish to compare, they are of apples to apples. Our...
Why Unit Trusts And Not ETF?
MoneyOwl believes in constructing low-cost portfolios that contain stocks and bonds worldwide. We use Unit Trusts to create these portfolios for our clients. Some of the readers may have heard of the negative reputation of Unit Trusts in Singapore as being an...
Do Not Use Short Term Information to Make Long Term Decisions
People always tell me that the financial services industry is an exciting industry to be in. Every day, either in the papers, on TV, radio or on social media, analysts will predict what will happen to the markets. Even non-professionals join in this game of guessing....
The Most Overlooked Insurance
When it comes to insurance, most people are familiar with the standard benefits like death, critical illnesses (e.g. cancer, heart attack) and hospitalisation. Yes, these are indeed important life risks that we ought to insure against. The financial impact can be...
1st Quarter 2019: What Comes After One Of The Worst Decembers In The Markets?
What do stocks do after one of the worst Decembers on record in terms of market performance? Start 2019 with one of the best first quarters in history! (For global equities. The STI is another story). Source: Bloomberg Large-cap stocks did well for the quarter with...
Free Online Will Writing Service By MoneyOwl
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Term Insurance: The Sensible Way to Insure Yourself
About a month ago, I gave a talk at the Seedly Personal Finance Festival entitled “Insurance – Cutting Out the Fluff” to an audience of almost 1200 young people. In the talk, I shared about how most of our needs can be solved by using low cost term insurances and...
Can We Use The Yield Curve To Predict A Stock Market Crash?
Many investors enjoy predicting when the next stock market crash is going to occur. So anything that can apparently predict such a crash is often sought after by investors—much like adventurers used to search for the mythical Holy Grail. One stock crash indicator that...
