Articles
Financial Planning Articles
How to Manage Risk in Your Life
Risks are part of our daily lives. We risk waking up late for work, we risk contracting a virus when we’re out and about, we risk losing our jobs in a market downturn, we risk our marriage failing, we risk our children going astray, we risk losing our money in poor...
Financial Planning via MoneyOwl: A Compass For Your Retirement
Its ‘lifestyle’ financial planning approach starts from a client’s current assets and shows what this means for his future. By Genevieve Cua A comprehensive personal financial plan is akin to a sturdy compass for your future financial health. But most people may not...
Optimising Your CPF with a Personal Touch (Pt. 3)
In our earlier articles (click here to refer), we looked at the projected CPF savings of a new joiner to the workforce with plans to get his own place after 5 years as well as a middle-aged profile looking at upgrading their property. In this article, we explore how a...
Money Tips for Millennials in Singapore
Here are some tips for young working adults when managing their finances. How many of these do you practice?
Let Your Financial Plan And Adviser Anchor Your Confidence Even When Markets Are Fearful
The COVID-19 situation has riled people and businesses, and it seems that yesterday, global stock markets finally showed its fears, with the growing spread of the virus across countries, increased deaths and large clusters in Europe, and fears in the US. The US...
Optimising Your CPF with a Personal Touch (Pt. 2)
In our earlier article (click here to refer), we looked at the projected CPF savings of a new joiner to the workforce with plans to get his own place after 5 years. In this article, we will look at a middle-aged profile looking at upgrading their property. Profile 2:...
Optimising Your CPF with a Personal Touch (Pt. 1)
The 2019 Melbourne Mercer Global Pension Index which was published in October 2019 scored Singapore’s pension system (proxied by the CPF) a B, the highest rating accorded to an Asian country. The B score was also given to Scandinavian countries like Finland, Norway,...
4% Withdrawal Rule – How to draw a reliable retirement income from your investments
Investment comes with the risk of losing money and for a retiree especially, can be a difficult thing to stomach when there is no longer a source of active income. This is probably why most literature caution retirees against taking on too much investments in their...
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