Get Insurance You Really Need
Get Insurance You Really Need
To protect yourself and your loved ones with ease and confidence.
All The Things You Get
Find The Best Insurance
Get 50% Commissions Rebate
Get Conflict-free Advice
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Your dedicated Client Adviser and a team of Client Service Managers are here to assist you in times of need.
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Insurance Coverage
Life Protection Insurance
Get the coverage you need to protect your loved ones, even when you’re not around.
A lump sum payout that can be used to replace income, pay off loans or fund children’s education.
Critical Illness Insurance
Get coverage you need in the event of early, intermediate or late-stage critical illnesses such as Cancer, Stroke and Heart Attack.
A lump sum payout that can be used to provide for the replacement of income during recuperation time, cost of alternative treatments (e.g., TCM and overseas treatments), and additional medical costs and aids.
Hospitalisation Insurance
Get essential coverage during hospitalisation or surgery.
Reduce medical fees by choosing suitable ward coverage with different riders and also get covered for emergency overseas hospitalisation with high policy year limits.
Retirement Income Insurance
Get a reliable stream of income during your retirement years.
Monthly retirement income or a lump sum payout that can provide additional retirement income on top of CPF LIFE and reduce the risk of outliving resources with returns better than bank deposit rates.
Read Our Latest Insurance Resources
Changes in CI Definitions & MINDEF-MHA Group vs Individual Insurance: What you need to know
If you have not heard, all insurers would have to adopt the new 2019 Critical Illness (CI) definitions set out by the Life Insurance Association Singapore (LIA) from 26 August 2020. The new 2019 definitions are meant to reduce ambiguity over what can or cannot be...
Principle #2 – Insurance is for Protection
If you were asked to key in your life insurance premiums into a budget worksheet, how would you classify it – as an expense, saving or investment? If your insurance plan has a cash value, you might treat it as savings. If your insurance plan buys units in a unit...
Insurance Principle #1: Insurance is an Expense
For most of us, buying insurance isn’t exactly a conversation starter and for some, it could conjure up negative feelings, depending on how you think about insurance. Nevertheless, it is an important topic as it sets the foundation of our financial plans and...
Principle #3 – Insurance as a Foundation for Building Wealth
Some people think that it is not necessary to buy life insurance. Why should I pay to be protected from something that is not likely to happen and with money I can’t get back? They may think it is better to accept the risk and retain full control over their money...
Help! How do I make sense of the new Critical Illness (CI) definitions?
Unless you’re a medical practitioner or a healthcare worker, you’re unlikely to have studied the definitions of critical illnesses in your insurance policy. These definitions play an important role in determining whether you are eligible to claim from your policy in...
Top Questions People Ask Us
How much commission rebates do I receive?
When do I receive my commission rebate?
If you pay on a monthly, quarterly or half-yearly mode, you will receive commission rebates every December for the months which your policy has been in force from October of the previous year to September in the current year.
We will rebate the commission to you as long as the insurance company pays us a commission. The payout to you is usually 2-3 years long. For single premium plans, the payout to you is one-time only.
How do I receive my commission rebate?
What if my Client Adviser leaves the company?
How can I check if I can make a claim and how do I make a claim?
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