Get Insurance You Really Need

To protect yourself and your loved ones with ease and confidence.

Get Insurance You Really Need

To protect yourself and your loved ones with ease and confidence.

All The Things You Get

Find The Best Insurance

Gain access to more than 500,000 insurance quotes instantly by using our insurance comparison tool. Find the best insurance for you and your family.

Get 50% Commissions Rebate

When you buy with MoneyOwl, we rebate 50% of the basic commissions directly to your bank account so you save even more!

Get Conflict-free Advice

MoneyOwl’s Client Advisers are fully-salaried and do not take commissions so you can trust the advice they give.

Receive Claims Support

Your dedicated Client Adviser and a team of Client Service Managers are here to assist you in times of need.

How It Works


Find out what insurance you need and whether you have enough. Simple and unbiased advice in minutes.


Compare quotes easily and instantly from our database of 500,000+ quotes and save money doing so.

Get advised by salaried professionals

Our salaried, certified Client Advisers will contact you to clarify any questions you have.


Buy through MoneyOwl by meeting or over teleconferencing with our licensed Client Advisers. No hard sell, easy and free of charge.

Insurance Coverage

Life Protection Insurance

Get the coverage you need to protect your loved ones, even when you’re not around.

A lump sum payout that can be used to replace income, pay off loans or fund children’s education.

Get Quotes

Critical Illness Insurance

Get coverage you need in the event of early, intermediate or late-stage critical illnesses such as Cancer, Stroke and Heart Attack.

A lump sum payout that can be used to provide for the replacement of income during recuperation time, cost of alternative treatments (e.g., TCM and overseas treatments), and additional medical costs and aids.

Get Quotes

Hospitalisation Insurance

Get essential coverage during hospitalisation or surgery.

Reduce medical fees by choosing suitable ward coverage with different riders and also get covered for emergency overseas hospitalisation with high policy year limits.

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Retirement Income Insurance

Get a reliable stream of income during your retirement years.

Monthly retirement income or a lump sum payout that can provide additional retirement income on top of CPF LIFE and reduce the risk of outliving resources with returns better than bank deposit rates.

Get Quotes

Read Our Latest Insurance Resources

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Top Questions People Ask Us

How much commission rebates do I receive?
When you purchase a policy that is eligible for commission rebate through MoneyOwl, we rebate up to 50% of the agent’s commissions we receive from the insurer of your policy back to you, after deducting an admin charge (S$26.75). We retain the remainder of the commission as our service fee.
When do I receive my commission rebate?
You will receive your commission rebate in cash. If you pay on an annual mode, the rebates will be payable to you about 3-4 months after your policy has been incepted by the insurance company.

If you pay on a monthly, quarterly or half-yearly mode, you will receive commission rebates every December for the months which your policy has been in force from October of the previous year to September in the current year.

We will rebate the commission to you as long as the insurance company pays us a commission. The payout to you is usually 2-3 years long. For single premium plans, the payout to you is one-time only.

How do I receive my commission rebate?
We will credit the commission rebate directly back to your bank account.
What if my Client Adviser leaves the company?
The terms and coverage of your policy will not be affected in any way. In the event that the MoneyOwl representative who has been serving you leaves the company, we will assign another adviser to take over your account so that you will always have a trusted adviser to go to.
How can I check if I can make a claim and how do I make a claim?
We stand ready to assist you on claims. Do contact us via email at or give us a call at 6329 9188 for all enquiries between Mondays-Fridays, 9am-6pm (excluding public holidays). Our friendly team of Client Service Managers will assist you.

For enquiries on CareShield Life Supplements, please email for quotations