Receives up to 50% first-year Commissions Rebate
Get unbiased,wise,fit-for-purpose insurance
advice and comparison
Get unbiased,wise,fit-for-purpose
insurance advice
and comparison
Receives up to 50% first-year Commissions Rebate
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Insurance Coverage


Life Protection Insurance
A lump sum payout that can be used to replace income, pay off loans or fund children’s education.


Critical Illness Insurance
A lump sum payout that can be used to provide for the replacement of income during recuperation time, cost of alternative treatments (e.g., TCM and overseas treatments), and additional medical costs and aids.


Hospitalisation Insurance
Reduce medical fees by choosing suitable ward coverage with different riders and also get covered for emergency overseas hospitalisation with high policy year limits.


Retirement Income Insurance
Monthly retirement income or a lump sum payout that can provide additional retirement income on top of CPF LIFE and reduce the risk of outliving resources with returns better than bank deposit rates.
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Find out more about CareShield Life compared to other Insurance for a better understanding of their coverages in different stages.
Is it wise to use Insurance Retirement Income Plans in place of CPF LIFE?
While there are many ways to plan for your retirement, examine whether replacing CPF LIFE with an insurance retirement plan is a good idea.
How much commission rebates do I receive?
When do I receive my commission rebate?
If you pay on a single or annual premium basis, the commission rebate will be paid to you about 3-4 months after your policy has been incepted by the insurance company.
If you pay on a monthly, quarterly, or half-yearly premium basis, you will receive the commission rebates in November, for the months which your policy had been in force from October of the previous year to September in the current year.
Example:
For a policy incepted in October 2021, 12 months of commission rebate (Oct 2021 – Sep 2022) will be paid out in November 2022.
For a policy incepted in February 2022, 8 months of commission rebate (Feb 2022 – Sep 2022) will be paid out in November 2022. The rebates for the remaining 4 months (Oct 2022 – Jan 2023) will be paid in November 2023.
How do I receive my commission rebate?
What if my Client Adviser leaves the company?
How can I check if I can make a claim and how do I make a claim?

