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Investment Articles
Investment Principle #10 – If You Can’t Beat the Market, Own the Market
In the last few articles, we learnt that it is hard to predict the markets and while it’s possible for some people to sometimes outperform the market, it is difficult to do so consistently. And the reason for this is because markets are efficient – it represents the...
Investing Principle #9 – Invests as if Markets are Efficient
Imagine you have won a pair of limited-edition Nike sneakers in a lucky draw but want to sell it on Carousell. Since you are unaware of its real value, you set the price at $80. Someone who works at a Nike Shop who knows that it is worth at least $300 in the market,...
Investment Principle #8 Don’t Try to Predict Markets
Some people think that investing is like gambling or buying lottery - to win you need to guess correctly and bet on the winning number(s). Some go the extra mile of compiling the past winning numbers so as to predict what the next set of winning numbers will be....
How To Save The Smart And Safe Way?
In a recent survey of 1,000 Singaporeans by OCBC, 50% of respondents said that they do not have enough savings to last them at least 3 months of their monthly expenses. What this means is that in the event of a job loss, about half of us would need to find another...
Investment Principle #7: Don’t Try To Pick Individual Stocks
Most of us would have witnessed the stunning spectacle of multicultural dance performances at our National Day Parade and been amazed at the fascinating displays of human synchrony. Some of us may even recall participating in the marching parades or being part of the...
Principle #6: Put Science and Academic Research on Your Side
When it comes to food, what is good for our health seldom taste or sound exciting. Think bitter gourd. On the contrary, food that whets our appetite is usually high in salt or sugar content which when not consumed in moderation, results in many different health issues...
Investing Principle #5: Know the Difference between Advisers and Salespeople
You’re now convinced that you need to work with a financial adviser, but whom should you work with? Finding an adviser you trust can be tricky. In Singapore, many consumers think that financial advisers are salespeople who are mainly interested in selling products....
Investing Principle #4: Investing Is Hard – Get Help From A Trusted Advisor
When you are physically unwell When you feel unwell, you have two options. You can either see a doctor; or You can self-medicate In the first case, you are assured of the right diagnosis and are prescribed proper medication, follow-ups, and an MC. In the second case,...
Investing Principle #3: Invest For The Long Term
The Market Always Recovers Over the past century, we have seen numerous bear markets and recessions. In recent decades we had gone through the Asian Financial Crisis in 1997, dot.com bubble in 2000 and Global Financial Crisis in 2008. Yet markets have always...
