Invest With Whom You Can Trust
Invest With Whom You Can Trust
We match your goals to the right portfolios.
All The Things You Get
Invest From as little as S$50/month (or S$100 lump sum)
Be Part of The Globally Diversified Investment Market
Diversifying within your home market may not be enough. By broadening your investment universe, you reduce a country or sector-specific risk in your portfolio and are well-positioned to capture returns wherever they might occur.
No Market Timing or Stock Picking
Evidence has shown that attempting to outguess the market does not consistently get us better returns. A disciplined investor looks beyond the concerns of today to the long-term growth potential of markets.
No Sales Charge
We keep costs low for you so that you can put those extra dollars in the market to generate more wealth in the long-run.
MoneyOwl Advisory Fees |
|
| First $10,000 |
Free* |
Tiered by: |
|
| Up to $100,000 |
0.60% p.a.^ |
| $100,000.01 and above |
0.50% p.a.^ |
|
|
|
Platform Fees |
0% p.a. Absorbed |
MoneyOwl Advisory Fees |
|
| First $10,000 |
Free* |
Tiered by: |
|
| Up to $100,000 |
0.60% p.a.^ |
| $100,000.01 and above |
0.50% p.a.^ |
|
|
|
Platform Fees |
0% p.a. Absorbed |
* Promotional rate applicable only to cash investments from now till 31 December 2021. The 0% fee may be affected through a rebate. See FAQs.
^ Applicable to both cash and SRS investments, based on total AUM across all portfolios excluding WiseSaver.
Examples of fees:
John invested $50,000 with MoneyOwl, his fees will be:
First $10,000 free and next $40,000 at 0.6% p.a. advisory fees.
Peter invested $110,000 with MoneyOwl, his fees will be:
First $10,000 free and next $100,000 at 0.5% p.a. advisory fees.
Know Your Risk Appetite
Build Your Portfolio
Manage Your Portfolio
Reach Out For Help
Why Invest In Us
Focus on Asset Allocation
Diversify Broadly
Time in Market, Not Time the Market
Evidence-based Approach to Investing
Face-to-Face Advisory Process
Keep Cost Low
Invest With Whom
You Can Trust
Joint Venture between NTUC Enterprise and Providend
NTUC Enterprise has almost 5 decades of doing good and serving Singaporean’s needs and Providend with close to 2 decades of ethical and best-in-class financial planning expertise.
Nobel Prize-winning Research
Relying on Nobel prize-winning research to make smarter investment decisions. Nearly 4 decades of world-class yet low-cost investment solutions.
Read more on Dimensional.
It’s not the technology but who’s behind it
MoneyOwl is ISO27001 certified, which means your privacy is our priority.
MAS-licensed
Read Our Latest Investment Resources
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2019 Market Review
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Stock Market Commentary: Confront the brutal facts, yet never lose faith
The 24th and 25th days of March 2020 were two rare consecutive “green” days for the US markets since the COVID-19 sell-off began almost a month ago. From a low point of over -30% from the peak, the S&P500 was up a huge 9.4% on the first green day the expectation...
Is a -12% down a Verdict on Fed and Government Actions? Give It Time.
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Top Questions People Ask Us
Is MoneyOwl a Robo-advisor?
Why does MoneyOwl not choose Exchange-Traded Funds (ETFs)?
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To Avoid the “Hidden” Costs of ETFs
As many ETFs are domiciled in the US, you may be subject to higher dividend withholding taxes compared to Dimensional funds which are domiciled in Ireland, as Ireland currently do not impose withholding tax for foreign investors.
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No Fractional Shares
ETFs can only be bought and owned on a per-share basis. However, when investing in ETFs, your investment amount may not be able to purchase a full share of the ETFs. This may result in a drag on your investment returns.
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Currency Exposure For Bonds
Many bond ETFs are not hedged back to Singapore dollars. This may add unnecessary volatility to your portfolio as the fluctuations of currency rates might be larger than the actual price movement of the bond ETF. This defeats the purpose of having fixed income in your portfolio which is meant to act as a stabiliser against price volatility.
What are the fees that I have to pay?
The total annual fees are as follows:
| MoneyOwl Advisory Fees | 0.50% – 0.60% p.a.* *Or your special promotional rate |
| Platform Fees | 0% p.a. (absorbed) (Payable to iFAST) |
| Fund Expense Ratio (Est.) | 0.28% to 0.32% p.a. (Payable to Dimensional Fund Advisors) |
Learn more about our fees.
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