MoneyOwl Pricing and Fees

Insurance
Rebates Up to 50% of first-year Basic Commissions*1
Premiums Depends on Insurance Plan*2
*1We rebate up to 50% of the first-year basic commissions we receive from the insurer of your policy back to you, after deducting an admin charge S$26.75 (inclusive of GST). Please note this does not apply to certain plans. For more info, please see FAQs.
*2 Premiums vary for different insurance plans, needs and preferences
Dimensional + WiseIncome
Assets under Management*1 Advisory Fees
Up to S$100,000.00 0.6% p.a.
S$100,000.01 and above 0.5% p.a.
Platform fees: 0% p.a. (Absorbed by MoneyOwl)*2
Minimum investment amount (Dimensional): S$50/month OR S$100 one-off
Minimum investment amount (WiseIncome): S$100/month OR S$1,000 one-off
*1 Applicable to both cash and SRS investments, based on total AUM across all Dimensional and WiseIncome portfolios only.
*2 If you invest $20,000 in WiseIncome, and $30,000 in Dimensional, your total AUM would be $50,000, your advisory fees will be 0.6% p.a.. If you invest $50,000 in WiseIncome and $60,000 in your Dimensional, your total AUM would be $110,000, your advisory fees will be 0.5% p.a.. This excludes fund level fees of
  • 0.25% p.a. to 0.27% p.a. for Dimensional Portfolios (payable to Dimensional Fund Advisors)
  • Approximately 0.4% p.a. for WiseIncome Portfolios (payable to Fullerton Fund Management) This is the annual management fee only, excludes other fund level fees which cannot be determined in first year of fund.
*3 MoneyOwl does not charge any platform fees for all our investment clients.
CPF Portfolios
Assets under Management*1 Promotional Advisory Fees*2
Tiered By Any amount 0 p.a.*
Platform fees: 0% p.a. (Absorbed by MoneyOwl)*3
Minimum investment amount: S$200/month OR S$1,000 one-off
*1 Applicable to CPF investments only.
*2 Promotional rate applies to all CPF portfolios till 31 December 2022. This excludes fund level fee of approximately 0.4% to 0.42% p.a. payable to UOB Asset Management and Lion Global Investors.
*3 MoneyOwl does not charge any platform fees for all our investment clients.
WiseSaver
Advisory Fees: 0% p.a.
Platform Fees: 0% p.a.
Minimum Savings Amount: S$10
This excludes a fund level fee of 0.15% p.a. which is factored into the price of the fund.
Will Writing
FREE (U.P. S$160.50)*
*Introductory offer
Comprehensive Financial Planning
S$99*
*Introductory price
Insurance
Rebates Up to 50% of first-year Basic Commissions*1
Premiums Depends on Insurance Plan*2
*1We rebate up to 50% of the basic commissions we receive from the insurer of your policy back to you, after deducting an admin charge S$26.75 (inclusive of GST). Please note this does not apply to certain plans. For more info, please see FAQs.
*2 Premiums vary for different insurance plans, needs and preferences
Dimensional
Assets under Management*1 Advisory Fees
Up to S$100,000.00 0.6% p.a.
S$100,000.01 and above 0.5% p.a.
Platform fees: 0% p.a. (Absorbed by MoneyOwl)*2
Minimum investment amount (Dimensional): S$50/month OR S$100 one-off
Minimum investment amount (WiseIncome): S$100/month OR S$1,000 one-off
*1Applicable to both cash and SRS investments, based on total AUM across all Dimensional and WiseIncome portfolios only.
*2 If you invest $20,000 in WiseIncome, and $30,000 in Dimensional, your total AUM would be $50,000, your advisory fees will be 0.6% p.a.. If you invest $50,000 in WiseIncome and $60,000 in your Dimensional, your total AUM would be $110,000, your advisory fees will be 0.5% p.a.. This excludes fund level fees of
  • 0.25% p.a. to 0.27% p.a. for Dimensional Portfolios (payable to Dimensional Fund Advisors)
  • Approximately 0.4% p.a. for WiseIncome Portfolios (payable to Fullerton Fund Management) This is the annual management fee only, excludes other fund level fees which cannot be determined in first year of fund.

*3 MoneyOwl does not charge any platform fees for all our investment clients.
CPF Portfolios
Assets under Management*1 Advisory Fees*2
Tiered By Any amount 0 p.a.*
Platform fees: 0% p.a. (Absorbed by MoneyOwl)*3
Minimum investment amount: S$200/month OR S$1,000 one-off
*1 Applicable to CPF investments only.
*2 Promotional rate applies to all CPF portfolios till 31 December 2022. This excludes fund level fee of approximately 0.4% to 0.42% p.a. payable to UOB Asset Management and Lion Global Investors.
*3 MoneyOwl does not charge any platform fees for all our investment clients.
WiseSaver
Advisory Fees: 0% p.a.
Platform Fees: 0% p.a.
Minimum Savings Amount: S$10
This excludes a fund level fee of 0.15% p.a. which is factored into the price of the fund.
Will Writing
FREE (U.P. S$160.50)*
*Introductory offer
Comprehensive Financial Planning
S$99*
*Introductory price

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