MoneyOwl Pricing and Fees

Insurance
Rebates Up to 50% of Basic Commissions*1
Premiums Depends on Insurance Plan*2
*1We rebate up to 50% of the basic commissions we receive from the insurer of your policy back to you, after deducting an admin charge S$26.75 (inclusive of GST). Please note this does not apply to certain plans. For more info, please see FAQs.
*2 Premiums vary for different insurance plans, needs and preferences
Dimensional
Assets under Management*1 Advisory Fees*2
First S$10,000.00: 0% p.a. Advisory Fee*3
Tiered By S$10,000.01-S$100,000.00 0.6% p.a.
S$100,000.01 and above 0.5% p.a.
Platform fees: 0% p.a. (Absorbed by MoneyOwl)*4
Minimum investment amount: S$50/month OR S$100 one-off
*1 Applicable to both cash and SRS investments, based on total AUM across all portfolios excluding WiseSaver and WiseIncome.
*2 If you invest $50,000 in Dimensional, your advisory fees will be 0% p.a. for the first $10,000 + 0.6% p.a. for the next $40,000. If you invest $110,000 in Dimensional, your advisory fees will be 0% p.a. for the first $10,000 + 0.5% p.a. for the next $100,000. This excludes fund level fees of 0.25% p.a. to 0.27% p.a. which are factored into the price of the fund. For more information on the Terms & Conditions, please see FAQs.
*3 Promotional rate applicable to cash investments from 12 August 2020 till 28 February 2021; Cash and SRS investments from 1 March 2021 till 31 December 2021. WiseSaver and WiseIncome portfolios are excluded from this promotional rate. For more information, see FAQs.
*4 MoneyOwl does not charge any platform fees for all our investment clients
WiseIncome
Assets under Management*1 Advisory Fees*2
Tiered By Up to $100,000 0.3% p.a.*3
S$100,000.01 and above 0.25% p.a.*3
Platform fees: 0% p.a. (Absorbed by MoneyOwl)*4
Minimum investment amount: S$100/month OR S$1,000 one-off
*1 Applicable to both cash and SRS investments, based on total AUM across all WiseIncome portfolios only
*2 If you invest $50,000 in WiseIncome, your advisory fees will be 0.3% p.a. If you invest $110,000 in WiseIncome, your advisory fees will be 0.25% p.a. for $110,000. This excludes fund level fees of approximately 0.4% p.a. (payable to Fullerton Fund Management. This is the annual management fee only, excludes other fund level fees which cannot be determined in first year of fund.)
*3 Promotions rates of 0.3% p.a. and 0.25% p.a. will only apply till 31 December 2021.
*4 MoneyOwl does not charge any platform fees for all our investment clients
WiseSaver
Advisory Fees: 0% p.a.
Platform Fees: 0% p.a.
Minimum Savings Amount: S$10
This excludes a fund level fee of 0.15% p.a. which is factored into the price of the fund.
Will Writing
FREE (U.P. S$160.50)*
*Introductory offer
Comprehensive Financial Planning
S$99*
*Introductory price
Insurance
Rebates Up to 50% of Basic Commissions*1
Premiums Depends on Insurance Plan*2
*1We rebate up to 50% of the basic commissions we receive from the insurer of your policy back to you, after deducting an admin charge S$26.75 (inclusive of GST). Please note this does not apply to certain plans. For more info, please see FAQs.
*2 Premiums vary for different insurance plans, needs and preferences
Investment
Assets under Management*1 Advisory Fees*2
First S$10,000.00: 0% p.a. Advisory Fee*3
Tiered By S$10,000.01-S$100,000.00 0.6% p.a.
S$100,000.01 and above 0.5% p.a.
Platform fees: 0% p.a. (Absorbed by MoneyOwl)*4
Minimum investment amount: S$50/month OR S$100 one-off
*1Applicable to both cash and SRS investments, based on total AUM across all portfolios excluding WiseSaver.
*2If you invest $50,000 with MoneyOwl, your advisory fees will be 0% p.a. for the first $10,000 + 0.6% p.a. for the next $40,000. If you invest $110,000 with MoneyOwl, your advisory fees will be 0% p.a. for the first $10,000 + 0.5% p.a. for the next $100,000. This excludes fund level fees of 0.25% p.a. to 0.27% p.a. which are factored into the price of the fund. For more information on the Terms & Conditions, please see FAQs.
*3Promotional rate applicable only to cash investments from now till 31 December 2021. The 0% fee may be affected through a rebate. See FAQs.
*4MoneyOwl does not charge any platform fees for all our investment clients
WiseIncome
Assets under Management*1 Advisory Fees*2
Tiered By Up to $100,000 0.3% p.a.*3
S$100,000.01 and above 0.25% p.a.*3
Platform fees: 0% p.a. (Absorbed by MoneyOwl)*4
Minimum investment amount: S$100/month OR S$1,000 one-off
*1 Applicable to both cash and SRS investments, based on total AUM across all WiseIncome portfolios only
*2 If you invest $50,000 in WiseIncome, your advisory fees will be 0.3% p.a. If you invest $110,000 in WiseIncome, your advisory fees will be 0.25% p.a. for $110,000. This excludes fund level fees of approximately 0.4% p.a. (payable to Fullerton Fund Management. This is the annual management fee only, excludes other fund level fees which cannot be determined in first year of fund.)
*3 Promotions rates of 0.3% p.a. and 0.25% p.a. will only apply till 31 December 2021.
*4 MoneyOwl does not charge any platform fees for all our investment clients
WiseSaver
Advisory Fees: 0% p.a.
Platform Fees: 0% p.a.
Minimum Savings Amount: S$10
This excludes a fund level fee of 0.15% p.a. which is factored into the price of the fund.
Will Writing
FREE (U.P. S$160.50)*
*Introductory offer
Comprehensive Financial Planning
S$99*
*Introductory price

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