MoneyOwl Pricing and Fees

Insurance
Rebates Up to 50% of Basic Commissions*1
Premiums Depends on Insurance Plan*2
*1We rebate up to 50% of the basic commissions we receive from the insurer of your policy back to you, after deducting an admin charge S$26.75 (inclusive of GST). Please note this does not apply to certain plans. For more info, please see FAQs.
*2 Premiums vary for different insurance plans, needs and preferences
Dimensional
Assets under Management*1 Advisory Fees*2
First S$10,000.00: 0% p.a. Advisory Fee*3
Tiered By S$10,000.01-S$100,000.00 0.6% p.a.
S$100,000.01 and above 0.5% p.a.
Platform fees: 0% p.a. (Absorbed by MoneyOwl)*4
Minimum investment amount: S$50/month OR S$100 one-off
*1 Applicable to both cash and SRS investments, based on total AUM across all portfolios excluding WiseSaver and WiseIncome.
*2 If you invest $50,000 in Dimensional, your advisory fees will be 0% p.a. for the first $10,000 + 0.6% p.a. for the next $40,000. If you invest $110,000 in Dimensional, your advisory fees will be 0% p.a. for the first $10,000 + 0.5% p.a. for the next $100,000. This excludes fund level fees of 0.25% p.a. to 0.27% p.a. which are factored into the price of the fund. For more information on the Terms & Conditions, please see FAQs.
*3 Promotional rate applicable to cash investments from 12 August 2020 till 28 February 2021; Cash and SRS investments from 1 March 2021 till 31 December 2021. WiseSaver and WiseIncome portfolios are excluded from this promotional rate. For more information, see FAQs.
*4 MoneyOwl does not charge any platform fees for all our investment clients
WiseIncome
Assets under Management*1 Advisory Fees*2
Tiered By Up to $100,000 0.3% p.a.*3
S$100,000.01 and above 0.25% p.a.*3
Platform fees: 0% p.a. (Absorbed by MoneyOwl)*4
Minimum investment amount: S$100/month OR S$1,000 one-off
*1 Applicable to both cash and SRS investments, based on total AUM across all WiseIncome portfolios only
*2 If you invest $50,000 in WiseIncome, your advisory fees will be 0.3% p.a. If you invest $110,000 in WiseIncome, your advisory fees will be 0.25% p.a. for $110,000. This excludes fund level fees of approximately 0.4% p.a. (payable to Fullerton Fund Management. This is the annual management fee only, excludes other fund level fees which cannot be determined in first year of fund.)
*3 Promotions rates of 0.3% p.a. and 0.25% p.a. will only apply till 31 December 2021.
*4 MoneyOwl does not charge any platform fees for all our investment clients
WiseSaver
Advisory Fees: 0% p.a.
Platform Fees: 0% p.a.
Minimum Savings Amount: S$10
This excludes a fund level fee of 0.15% p.a. which is factored into the price of the fund.
Will Writing
FREE (U.P. S$160.50)*
*Introductory offer
Comprehensive Financial Planning
S$99*
*Introductory price
Insurance
Rebates Up to 50% of Basic Commissions*1
Premiums Depends on Insurance Plan*2
*1We rebate up to 50% of the basic commissions we receive from the insurer of your policy back to you, after deducting an admin charge S$26.75 (inclusive of GST). Please note this does not apply to certain plans. For more info, please see FAQs.
*2 Premiums vary for different insurance plans, needs and preferences
Investment
Assets under Management*1 Advisory Fees*2
First S$10,000.00: 0% p.a. Advisory Fee*3
Tiered By S$10,000.01-S$100,000.00 0.6% p.a.
S$100,000.01 and above 0.5% p.a.
Platform fees: 0% p.a. (Absorbed by MoneyOwl)*4
Minimum investment amount: S$50/month OR S$100 one-off
*1Applicable to both cash and SRS investments, based on total AUM across all portfolios excluding WiseSaver.
*2If you invest $50,000 with MoneyOwl, your advisory fees will be 0% p.a. for the first $10,000 + 0.6% p.a. for the next $40,000. If you invest $110,000 with MoneyOwl, your advisory fees will be 0% p.a. for the first $10,000 + 0.5% p.a. for the next $100,000. This excludes fund level fees of 0.25% p.a. to 0.27% p.a. which are factored into the price of the fund. For more information on the Terms & Conditions, please see FAQs.
*3Promotional rate applicable only to cash investments from now till 31 December 2021. The 0% fee may be affected through a rebate. See FAQs.
*4MoneyOwl does not charge any platform fees for all our investment clients
WiseIncome
Assets under Management*1 Advisory Fees*2
Tiered By Up to $100,000 0.3% p.a.*3
S$100,000.01 and above 0.25% p.a.*3
Platform fees: 0% p.a. (Absorbed by MoneyOwl)*4
Minimum investment amount: S$100/month OR S$1,000 one-off
*1 Applicable to both cash and SRS investments, based on total AUM across all WiseIncome portfolios only
*2 If you invest $50,000 in WiseIncome, your advisory fees will be 0.3% p.a. If you invest $110,000 in WiseIncome, your advisory fees will be 0.25% p.a. for $110,000. This excludes fund level fees of approximately 0.4% p.a. (payable to Fullerton Fund Management. This is the annual management fee only, excludes other fund level fees which cannot be determined in first year of fund.)
*3 Promotions rates of 0.3% p.a. and 0.25% p.a. will only apply till 31 December 2021.
*4 MoneyOwl does not charge any platform fees for all our investment clients
WiseSaver
Advisory Fees: 0% p.a.
Platform Fees: 0% p.a.
Minimum Savings Amount: S$10
This excludes a fund level fee of 0.15% p.a. which is factored into the price of the fund.
Will Writing
FREE (U.P. S$160.50)*
*Introductory offer
Comprehensive Financial Planning
S$99*
*Introductory price

Need More Tailored Advice?

We seek your patience as we update our product database for whole life, endowment and retirement income plans to reflect the latest illustrated rates of return. Enquire with us for more information on the latest premiums and projected returns.

X