Pricing

Your guide to pricing and fees for MoneyOwl services.

Plan

For financial and estate planning services.

Comprehensive Financial Planning

S$99 (U.P. S$535)*

*Introductory offer

Will Writing

FREE (U.P. S$160.50)*

*Introductory offer

Insure

For protection coverage and retirement insurance services.

Rebates

Up to 50% of first-year Basic Commissions1

Premiums

Depends on Insurance Plan2

1 We rebate up to 50% of the first-year basic commissions we receive from the insurer of your policy back to you, after deducting an admin charge S$26.75 (inclusive of GST). Please note this does not apply to certain plans. For more info, please see FAQs.
2 Premiums vary for different insurance plans, needs and preferences

Invest

For investment services offered through MoneyOwl.

Dimensional + WiseIncome

Assets under Management1 Advisory Fees2
Tiered By Up to $100,000 0.6% p.a.
S$100,000.01 and above 0.5% p.a.

Platform Fees

0% p.a. (Absorbed by MoneyOwl)3

Minimum investment amount (WiseIncome)

S$100/month OR
S$1,000 one-off

1 Applicable to both cash and SRS investments, based on total AUM across all Dimensional and WiseIncome portfolios only.

2 If you invest $20,000 in WiseIncome, and $30,000 in Dimensional, your total AUM would be $50,000, your advisory fees will be 0.6% p.a.. If you invest $50,000 in WiseIncome and $60,000 in your Dimensional, your total AUM would be $110,000, your advisory fees will be 0.5% p.a.. This excludes fund level fees of

  • 0.25% p.a. to 0.27% p.a. for Dimensional Portfolios (payable to Dimensional Fund Advisors)
  • Approximately 0.4% p.a. for WiseIncome Portfolios (payable to Fullerton Fund Management) This is the annual management fee only, excludes other fund level fees which cannot be determined in first year of fund.

3 MoneyOwl does not charge any platform fees for all our investment clients.

CPF Portfolios

Assets under Management1 Advisory Fees2
Tiered By Any Amount 0 p.a.

Platform Fees

0% p.a. (Absorbed by MoneyOwl)3

Minimum Investment Amount

S$200/month OR
S$1,000 one-off

1 Applicable to CPF investments only.
2 Promotional rate applies to all CPF portfolios till 31 December 2022. This excludes fund level fee of approximately 0.4% to 0.42% p.a. payable to UOB Asset Management and Lion Global Investors.
3 MoneyOwl does not charge any platform fees for all our investment clients.

WiseSaver

This excludes a fund level fee of 0.15% p.a. which is factored into the price of the fund.

Services at MoneyOwl

Achieve financial freedom with the right planning, insurance and investment tools.

Start Planning

Make holistic financial choices to ensure a lifetime of security.

Start Insuring

Get the coverage you need to protect you and your loved ones.

Start Investing

Make the most of your savings with reliable long-term returns.