WiseSaver Promotion

FREE $20 worth of WiseSaver units when you open a WiseSaver account! T&Cs apply.

NTUC Starter x MoneyOwl WiseSaver Promotion

Free $20 worth of WiseSaver units when you open a WiseSaver account today!

Whether you’re looking for a safe place to park your emergency funds or are seeking a budgeting tool to set aside a fixed amount each month, WiseSaver could be for you.  

This promotion is available from 24 May to 31 August 2023.

Terms and conditions apply. Click here to see the full terms and conditions. 

We will credit you with $20 worth of WiseSaver units as long as you set up your WiseSaver Portfolio (cash)
(Note: You do not need to fund the portfolio to enjoy this promotion).

Current rate: 4.09% p.a. (5-day Moving Average as of 2 June 2023)

This rate is the gross indicative yield of the underlying cash fund, which may fluctuate as market and economic conditions change. It does not indicate the return you get for holding your investments for a year. We will update this rate periodically as the yield changes.

About WiseSaver

MoneyOwl WiseSaver is a fund which invests in Singapore Dollar bank deposits, allowing you to earn higher returns with the ability to withdraw your funds whenever you need them.

This is the perfect place for you to park your spare cash and emergency funds, as well as the “dry powder” that we encourage our clients to set aside for investing when markets go on sale.

You can also easily set up WiseSaver as your monthly savings account to “pay yourself first” as a good budgeting discipline.

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All The Things You Get with WiseSaver

Higher Returns Than Retail Deposits

No more worries about having to find the next better fixed deposit to move your savings to. The fund has a track record of cash strategy that works to get you one of the best rates.

Expect Low To No Risk

Your savings will be deposited mainly in Singapore Dollar bank deposits, as offered by local financial institutions with short-term investment grade ratings.

Liquidity With No Lock-in Period

Withdraw your savings anytime with no minimum lock-in period. Your returns will be computed based on the price you redeem your units at and returned to your bank account within 2 business days.

No Sales Charge, Advisory Or Platform fee

We keep costs low so that every dollar saved generates optimal returns for you. This excludes fund-level fees of 0.15% p.a. charged by the underlying fund manager.

Start Saving From As Little As $10

You earn higher interest on every dollar saved with no strings attached.

Professionally Managed Cash Solutions By Fullerton Fund Management (Temasek-Owned)

Have a peace of mind knowing that you are saving in one of Singapore’s largest cash fund used by companies and institutions for their cash management.

How to qualify for this promotion

Step 1: Set up MoneyOwl account. 

Step 2: Set up your investment account and WiseSaver portfolio. You need to enter an amount in the “one-time” or “monthly” amount field to create your WiseSaver portfolio. Please watch the video below on how to set up your WiseSaver account.

Terms & Conditions

  1. The promotion is valid from 24 May to 31 August 2023.
  2. To be eligible for this promotion, you will need to:
    • Be a NTUC STARTER member
    • Be a new* MoneyOwl client; and
    • Set up a WiseSaver (cash) portfolio (you need not fund the portfolio)
  3. The promotion is not stackable with other WiseSaver promotions.
  4. You need to enter an amount in the “one-time” or “monthly” amount field to be able to create your WiseSaver portfolio. You may choose not to fund your portfolio.
  5. $20 worth of WiseSaver units will be credited into your WiseSaver portfolio (cash). Automated emails will be sent to inform you of this action
  6. The promotion is not valid for all SRS investments, Dimensional, WiseIncome and MoneyOwl CPF portfolios.
  7. MoneyOwl reserves the right to change these terms and conditions.
  8. For any enquiries, contacts us here or email us at enquiries@moneyowl.com.sg.
*A new MoneyOwl client is a client who has not purchased insurance, funded an investment account, or completed a will-writing service or Comprehensive Financial Planning service with MoneyOwl.
This advertisement has not been reviewed by the Monetary Authority of Singapore

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Top Questions People Ask Us

There is a fund level fee of 0.15% p.a., which is factored into the price of each unit, paid directly to Fullerton Fund Management. There are no other fees beyond this.

The minimum amount to save in MoneyOwl WiseSaver is $10 for one-time saving and monthly regular savings plan (RSP).

There is no lock-in period for MoneyOwl WiseSaver.

Yes. For as low as $10/month, you can be on your way to developing a positive savings habit.

The underlying instrument is Fullerton SGD Cash Fund which is managed by Fullerton Fund Management. Since 2009, the fund holds its assets primarily in Singapore Dollar Deposits (varying terms of maturity not more than 366 working days) with eligible local financial institutions.

Fullerton Fund Management ("Fullerton") is an Asia-based investment specialist, with capabilities that span equities, fixed income, multi-asset, treasury management and alternatives, including private equity. The firm was incorporated in Singapore in 2003 and is a subsidiary of Temasek. NTUC Income, a leading Singapore insurer, became its minority shareholder in 2018.

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