Singlife with Aviva Insurance Promotion

Receive up to 3% premium cashback for Selected Singlife Life Insurance Plans


1. Only Qualifying Customers are eligible for the Promotion. To be a “Qualifying Customer”:

a) you must apply for one of the Qualifying Plans as a policyholder, and the application (including any attaching riders), must meet the Minimum Premiums criteria (based on annualised premiums) net of any premium discounts and including GST;

b) your application for the Qualifying Plan must be signed between 1 Sep 2022 and 30 Nov 2022(both dates inclusive), and the policy must be issued by Singapore Life Ltd. by 28 Feb 2023 (date inclusive); and

c) your application for the Qualifying Plan must pass the 14 days free-look period.

2. The Qualifying Plans, Minimum Premiums criteria and Premium Cashback (the “Cashback”) are as follows:

Qualifying Plans Minimum Premiums Criteria (Based on annualised premiums) Premium Cashback*
Singlife Flexi Life Income (Regular Premium S$20,000 3%
Singlife Flexi Life Income (Single Premium) S$130,000 and above 0.50%
Singlife Choice Saver Singlife Steadypay Saver Singlife Flexi Retirement Singlife Whole Life S$4,000 and above 3%

*Cashback value to be rounded up to S$10.
^Maximum Cashback value for MyLifeIncome III is capped at S$15,000.

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Terms & Conditions:

1. Cashback will be given via one of the following modes (listed in order of preference):
a) For Qualifying Customers who reside in Singapore:
i. If the Qualifying Customer has a PayNow account (registered via NRIC), Cashback will be issued via PayNow.
ii. Otherwise, Cashback will be paid via cheque mailed to the Qualifying Customer’s registered correspondence address.
Notwithstanding the aforesaid, Singapore Life Ltd. reserves the right in its absolute discretion to decide which mode to use for the Cashback.
b) For Qualifying Customers who do not reside in Singapore:
Cashback will be issued via cheque in Singapore dollars and mailed to the Qualifying Customer’s registered correspondence address.
c) For Qualifying Customers who use funds in their SRS account to pay for premiums:
Instead of Cashback via PayNow or Cheque, Cashback will be given in the form of shopping vouchers equivalent to the cashback amount. Shopping vouchers will be mailed to the Qualifying customer’s registered correspondence address.
2. Singapore Life Ltd. reserves the right to amend, add, withdraw, or supplement the Qualifying Plan in the Promotion at its sole discretion at any time without notice or liability.
3. If you apply for more than one Qualifying Plan, you will receive Cashback for each policy.
4. Premiums for multiple Qualifying Plans cannot be combined to qualify for this Promotion or for a higher tier.
5. All applications for Qualifying Plans are subject to such policy terms and conditions as Singapore Life Ltd. may impose.
6. The Cashback is not transferable nor exchangeable for any other item in part or in whole and is not replaceable.
7. Singapore Life Ltd. reserves the right to replace the Cashback with gift items of similar or other value at its absolute discretion, at any time without prior notice.
8. Singapore Life Ltd. will only issue the Cashback to the policyholder of the Qualifying Plan. An SMS or email notification or letter to inform the policyholder about the Cashback will be sent to the designated mobile number or email address or mailed to the designated mailing address (if designated mobile number or email address is not available) as stated in the proposal form within three (3) months after the issuance of the policy. Proof of credit into PayNow and proof of postage of the cheque (as the case may be) shall be deemed as conclusive evidence of delivery and receipt.
9. Singapore Life Ltd. reserves the right to deduct an administrative fee of S$10.00 from the Cashback value for every cheque reissuance requested by the Qualifying Customer and approved by Singapore Life Ltd. Notwithstanding anything in these terms and conditions, Singapore Life Ltd. has the right to require such proof and conduct such investigations as Singapore Life Ltd. may in its discretion deem fit before approving a request to reissue a cheque.
10. Singapore Life Ltd. reserves the right to deduct the amount equivalent to the Cashback value, which you accept and agree shall be the amount stated in Clause 2 above, from the amount of premiums refundable to you if your policy is cancelled under the free-look cancellation clause. If the policy is cancelled after the free-look period, Singapore Life Ltd. reserves the right to recoup the amount stated in Clause 2 above.
11. By participating in this Promotion, you consent under the Personal Data Protection Act (Cap 26 of 2012) (“Act”) to the collection, use and disclosure of your personal data by/to Singapore Life Ltd. and such other third party for the purpose of the Promotion, including the third parties administering the redemption, or any third parties that Singapore Life Ltd. may, in its absolute discretion, consider appropriate or necessary in connection with the Promotion. You confirm that you have read and agree to be bound by the terms of the Singapore Life Ltd. Data Protection Policy, as may be amended, supplemented and/or substituted by Singapore Life Ltd. from time to time, a copy of which can be found on
12. The Promotion is subject to the availability of the Cashback, and Singapore Life Ltd. may in its absolute discretion vary the Promotion terms and conditions (including the value of the Cashback) or withdraw or discontinue the Promotion at any time without notice or liability.
13. A person who does not participate in the Promotion shall have no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these terms and conditions.
14. The terms of the Promotion will be governed by and construed in accordance with the laws of the Republic of Singapore, and you agree to submit to the jurisdiction of the courts of the Republic of Singapore.
15. The Promotion is not valid with other offers, bundles or promotions unless stated otherwise.
16. These policies are underwritten by Singapore Life Ltd.
17. Please refer to your policy contract for all other terms and conditions governing your insurance policy.
18. Singapore Life Ltd.’s decision on all matters relating to the Promotion will be at our absolute discretion and will be final and binding on you.
19. In the event of any inconsistency between the terms and conditions in the brochure, marketing or promotional materials relating to the Promotion and these terms and conditions, the terms and conditions indicated herein will prevail.
20. All information is accurate at the time of print.