WiseSaver Promotion

Get free $20 worth of WiseSaver units* when you open a WiseSaver account!

*T&C apply.

5-day Moving Average as of 30 September 2022

2.77% p.a.

WiseSaver Promotion

Receive free $20 worth of WiseSaver units when you open a WiseSaver account today!

You can also get an additional $20 Grab voucher when you refer a friend.

Whether you’re looking for a safe place to park your emergency funds or are seeking a budgeting tool to set aside a fixed amount each month, WiseSaver could be for you. To celebrate MoneyOwl’s 4th anniversary, we are rewarding our customers with $20 worth of WiseSaver units*. What’s more! Refer a friend to get an additional $20 Grab voucher.

Simply set up your MoneyOwl account and WiseSaver portfolio by clicking on the button below.

This promotion is limited to the first 500 qualifying clients and is valid from 1 August to 31 October 2022.

Current rate: 2.77% p.a. (5-day Moving Average as of 30 September 2022)

This rate is the gross indicative yield of the underlying cash fund, which may fluctuate as market and economic conditions change. We will update this rate periodically as the yield changes.

How to qualify for this promotion

Step 1: Set up MoneyOwl account Please watch the video below on how to set up your MoneyOwl account.

Step 2: Set up your investment account and WiseSaver portfolio. You need to enter an amount in the “one-time” or “monthly” amount field to create your WiseSaver portfolio. You may choose not to fund your portfolio. Please watch the video below on how to set up your WiseSaver account.

Step 3: Get your FREE $20 worth of WiseSaver units by 30 November 2022.

Step 4: Jio your friends today to use your referral code and you get an additional $20 Grab voucher.

*Terms and conditions apply. Click here to see the full terms and conditions. 

We will credit you with $20 worth of WiseSaver units as long as you set up your WiseSaver Portfolio (cash)
(Note: You do not need to fund the portfolio to enjoy this promotion).

Current rate: 2.77% p.a. (5-day Moving Average as of 30 September 2022)

This rate is the gross indicative yield of the underlying cash fund, which may fluctuate as market and economic conditions change. We will update this rate periodically as the yield changes.

All The Things You Get with WiseSaver

Higher Returns Than Retail Deposits

No more worries about having to find the next better fixed deposit to move your savings to. The fund has a track record of cash strategy that works to get you one of the best rates.

Expect Low To No Risk

Your savings will be deposited mainly in Singapore Dollars offered by local financial institutions with short-term investment grade ratings.

Liquidity With No Lock-in Period

Withdraw your savings anytime with no minimum lock-in period. Your returns will be computed based on the price you redeem your units at and returned to your bank account within 2 business days.

No Sales Charge, Advisory Or Platform fee

We keep costs low so that every dollar saved generates optimal returns for you. This excludes fund-level fees of 0.15% p.a. charged by the underlying fund manager.

Start Saving From As Little As $10

You earn higher interest on every dollar saved with no strings attached.

Professionally Managed Cash Solutions By Fullerton Fund Management (Temasek-Owned)

Have a peace of mind knowing that you are saving in one of Singapore’s largest cash fund used by companies and institutions for their cash management.

Refer a Friend

Refer a friend today to get an additional $20 Grab voucher for both you and your friend!
Invite your friend

Share your referral link.

Your friend joins

Get your friend to open their MoneyOwl account and Wisesaver portfolio so he/she get free $20 worth of WiseSaver units.

Both receive rewards

Both you and your friend get an additional $20 Grab voucher each under our referral program.

How To

Opening your MoneyOwl account
Setting up your WiseSaver portfolio

Grow Your Savings With Low Risk and Zero Hassle

Terms & Conditions

1. The promotion is limited to the first 500 qualifying clients who have created a WiseSaver portfolio (cash) from 1 August to 31 October 2022.
2. This promotion is not stackable with other WiseSaver promotions.
3. This promotion is only open to new MoneyOwl clients.
4. You need to enter an amount in the “one-time” or “monthly” amount field to be able to create your WiseSaver portfolio. You may choose not to fund your portfolio.
5. You will receive $20 worth of WiseSaver units credited into your WiseSaver portfolio (cash) by 30 November 2022. 6. Automated emails will be sent to inform you of this action.
6. The promotion is not valid for all SRS investments, Dimensional, WiseIncome and MoneyOwl CPF portfolios.
7. MoneyOwl reserves the right to amend these terms and conditions from time to time.

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Top Questions People Ask Us

There is a fund level fee of 0.15% p.a., which is factored into the price of each unit, paid directly to Fullerton Fund Management. There are no other fees beyond this.

The minimum amount to save in MoneyOwl WiseSaver is $10 for one-time saving and monthly regular savings plan (RSP).

There is no lock-in period for MoneyOwl WiseSaver.

Yes. For as low as $10/month, you can be on your way to developing a positive savings habit.

The underlying instrument is Fullerton SGD Cash Fund which is managed by Fullerton Fund Management. Since 2009, the fund holds its assets primarily in Singapore Dollar Deposits (varying terms of maturity not more than 366 working days) with eligible local financial institutions.

Fullerton Fund Management ("Fullerton") is an Asia-based investment specialist, with capabilities that span equities, fixed income, multi-asset, treasury management and alternatives, including private equity. The firm was incorporated in Singapore in 2003 and is a subsidiary of Temasek. NTUC Income, a leading Singapore insurer, became its minority shareholder in 2018.

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