The wise and safe place for your savings
The wise and safe place for your savings
Enjoy higher daily interest with no lock-in
Current rate: 0.43% p.a. (5-day Moving Average as at 28 May 2021)
This rate is the gross indicative yield of the underlying cash fund, which may fluctuate as market and economic conditions change. We will update this rate periodically as the yield changes.
All The Things You Get
Higher Returns Than Retail Deposits
No more worries about having to find the next better fixed deposit to move your savings to. The fund has a track record of cash strategy that works to get you one of the best rates.
Expect Low To No Risk
Liquidity With No Lock-in Period
No Sales Charge, Advisory Or Platform fee
Start Saving For As Little As $10
Professionally Managed Cash Solutions By Fullerton Fund Management (Temasek-Owned)
Indicate How Much You Want To Save
Set up your MoneyOwl Account
Use SingPass for a fuss-free process or simply log in if you already have an existing account.
Transfer the Amount To Be Funded
Key Features
Higher Returns With Flexibility & Liquidity
With MoneyOwl WiseSaver, a fund which invests in Singapore Dollar bank deposits, you now have an alternative to earn higher returns, while maintaining the flexibility and liquidity to withdraw your funds whenever you need them.
When you save with MoneyOwl WiseSaver, it is like placing your funds in SGD fixed deposits which gets rolled over and over automatically until you need the money. It certainly takes the fuss out of finding the best fixed deposit rates in the market and only earning the interest when they mature.
It is the perfect place for you to park your spare cash, including your emergency or rainy day fund, as well as the “dry powder” that we encourage our clients to set aside for investing when markets go on sale. You can also easily set up WiseSaver as your monthly savings account to ‘pay yourself first’ as a good budgeting discipline.
Save Confidently and Put Your Cash To Work
Source: Fullerton Fund Management Company
Figures are accurate as of 30th September 2020
You might also be interested in:
Investment Principle #7: Don’t Try To Pick Individual Stocks
Most of us would have witnessed the stunning spectacle of multicultural dance performances at our National Day Parade and been amazed at the fascinating displays of human synchrony. Some of us may even recall participating in the marching parades or being part of the...
Principle #6: Put Science and Academic Research on Your Side
When it comes to food, what is good for our health seldom taste or sound exciting. Think bitter gourd. On the contrary, food that whets our appetite is usually high in salt or sugar content which when not consumed in moderation, results in many different health issues...
Investing Principle #5: Know the Difference between Advisers and Salespeople
You’re now convinced that you need to work with a financial adviser, but whom should you work with? Finding an adviser you trust can be tricky. In Singapore, many consumers think that financial advisers are salespeople who are mainly interested in selling products....
Investment Principle #10 – If You Can’t Beat the Market, Own the Market
In the last few articles, we learnt that it is hard to predict the markets and while it’s possible for some people to sometimes outperform the market, it is difficult to do so consistently. And the reason for this is because markets are efficient – it represents the...
Investing Principle #9 – Invests as if Markets are Efficient
Imagine you have won a pair of limited-edition Nike sneakers in a lucky draw but want to sell it on Carousell. Since you are unaware of its real value, you set the price at $80. Someone who works at a Nike Shop who knows that it is worth at least $300 in the market,...
Top Questions People Ask Us
Are my capital and returns guaranteed?
Your returns depend on the weighted average gross yield of the underlying deposits, which may fluctuate as market and economic conditions change.
Your savings earn interest on a daily basis net of fees based on the current weighted average gross yield published.
What fees do I pay?
What is the minimum amount to save in MoneyOwl WiseSaver?
The minimum amount to save in MoneyOwl WiseSaver is $10 for one-time saving and monthly regular savings plan (RSP).
Will there be any lock-in period?
Who is suitable to save in MoneyOwl WiseSaver?
However, if you have already set aside 6 months of emergency cash, and have an investment time horizon of more than 3 years, we recommend investing through our MoneyOwl portfolios instead for higher expected returns.
Go to Investment 
