CPF Investing: Looking Beyond Just Returns

By Chuin Ting Weber, CFP, CFA, CAIA CEO & Chief Investment Officer, MoneyOwl  The Prime Minister’s comments on the now on-hold Lifetime Retirement Investment Scheme (LRIS) in this interview, reported in The Business Times in English, are also relevant to any investment of CPF under the existing CPF-Investment Scheme.  Said PM Wong, “The challenge is, can […]

Why I Don’t Recommend Investing CPF-OA for Everyone

By Chuin Ting Weber, CFP, CFA, CAIA CEO & Chief Investment Officer, MoneyOwl  I don’t recommend investing CPF-OA for everyone, despite MoneyOwl recently bringing about the lowest cost way of investing CPF into unit trusts with POEMS.  The latest data being highlighted to support an argument why one must invest CPF-OA is that inflation over the […]

Amundi Prime US Fund via POEMS

By Chuin Ting Weber, CFP, CFA, CAIA CEO & Chief Investment Officer, MoneyOwl  The answer is yes – MoneyOwl had asked POEMS to onboard the latest passive Amundi Prime USA Fund, after the global ones.  MoneyOwl generally prefers investing in the whole global market.  But the 100-yr old US market is an acceptable alternative, as its companies are […]

Why Staying Invested Is Key

By Chuin Ting Weber, CFP, CFA, CAIA CEO & Chief Investment Officer, MoneyOwl  I was watching financial news last week. So much convulsion.  Selling your stocks?   It might seem rational.  After all, stocks have had two years of 20+% returns and are “expensive”.  Recently, bond yields have spiked, that’s a bad thing for companies for all kinds of reasons.  All eyes […]

Credit Card debts – One of the worst consumer traps

By Chuin Ting Weber, CFP, CFA, CAIA CEO & Chief Investment Officer, MoneyOwl  Place no store by what the banks’ spokespeople say that this is not a problem.   Delinquency not being a problem is a bank measure, not a citizen well-being metric.   The best mass market customer for the bank is exactly the one who would […]

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