Many of the activities we conduct online involve disclosing our personal data and financial information. MoneyOwl is committed to ensuring the security of your personal information and data.
This security policy provides guidance on safe online behavior and ways where you can minimize your computer from malware attacks.
- Installing and updating your anti-virus, anti-spyware software and firewall software
Malicious software such as viruses, Trojan horses and worms are kept out of your computer by these. We recommend that you install these as soon as possible if your computer does not them.
Firewall prevents unauthorised access into your computer.
- Update your computer operating system
Update your computer’s Microsoft Windows or Macintosh OSX regularly. These updates include patches or fixes to security flaws. You can set the updating of your operating system to automatic to minimise the chances that your computer is exposed to security flaws.
- Supported operating system
It is important to update your operating system to one that is supported by the vendor. Certain old systems such as Microsoft Windows 98 and 2000, for example, are no longer supported.
- Update your web browsers
Make sure your web browsers are updated to the latest version and enable is security functions. You can normally find this option under the browser’s security settings page.
- Account passwords and 2-Factor Authentication
Set a strong password for any user account you have created. A good guide to a strong password would be minimal of 8 characters in length, consisting of upper and lower alphabets, numbers and symbols. Your user account details must be kept confidential.
Always enable 2-Factor Authentication if the site allows you to do so. This adds an extra layer of security to your account.
- Limiting the rights accounts for user
If the computer is being shared, rights account for the user should be limited to only daily tasks such as checking emails or browsing the web. This can reduce the effectiveness of many types of malware.
- Stop and think before opening attachments
Do not click on unknown attachments. Many malware authors rely on links and email attachments to transmit viruses, worms and Trojan horses on computers. Even if the attachment is sent from a friend, be sceptical as your friend’s computer could have been compromised by malware.
- Log out, clear your browser cache and turning off your computer
Always remember to clear your browser cache and log out from your internet session especially if you were using a shared computer.Always turn off your computer when not in use. An idle computer with an active internet connection is at a higher chance of being attacked by a cybercriminal.
- Back up your information
Always create a back-up of your computer information on external storage space regularly. This ensures you always have access to your data when your computer is compromised.
Ensure that the website where you are transmitting sensitive personal and financial information is secure. You can click on the padlock icon beside the web address to view the digital certificate information.
- Minimise personal information being provided
You should provide the least amount of personal information unless otherwise. As a guide, least personal information should be provided for leisure activities such as social networking sites or online forums.
- Email address
Do not give out your email address without needing to. This minimises the amount of spam you receive and also the risk that malware authors may attack your computer.
- Privacy and security settings
Read the privacy and security settings for sites which you visit.
- Protecting your reputation
Think twice about posting personal pictures online where you would not want your employer or relations to see.
Please note that you are responsible for the security of your devices and personal information. We will not be liable for any damages, loss or expenses including without limitation to direct, indirect, special, consequential or punitive damages, economic loss, loss of profits, loss of opportunity, loss of business or goodwill in as a result of your failure to observe this security policy or your negligence or fault.