Articles
How To Save The Smart And Safe Way?
In a recent survey of 1,000 Singaporeans by OCBC, 50% of respondents said that they do not have enough savings to last them at least 3 months of their monthly expenses. What this means is that in the event of a job loss, about half of us would need to find another...
Investment Principle #7: Don’t Try To Pick Individual Stocks
Most of us would have witnessed the stunning spectacle of multicultural dance performances at our National Day Parade and been amazed at the fascinating displays of human synchrony. Some of us may even recall participating in the marching parades or being part of the...
NTUC Income Gro Capital Ease (CSN5): Guaranteed Capital + Returns of 1.85% p.a. and SRS Approved
If you’re looking for a short-term 2-year savings plan with guaranteed capital and returns of 1.85% p.a., act fast! This product is also SRS-approved.NTUC Income will be launching another limited tranche product on 23 June. The application is on a first-come,...
Principle #6: Put Science and Academic Research on Your Side
When it comes to food, what is good for our health seldom taste or sound exciting. Think bitter gourd. On the contrary, food that whets our appetite is usually high in salt or sugar content which when not consumed in moderation, results in many different health issues...
Build An Ark, Don’t Predict The Rain
My son is named Noah, after the biblical prophet who built an ark out of faith. One of Warren Buffett’s lesser-known quotes is based on Noah’s story: “Predicting the rain doesn’t count; building arks does.” Buffett was giving advice about running businesses, but the...
Investing Principle #5: Know the Difference between Advisers and Salespeople
You’re now convinced that you need to work with a financial adviser, but whom should you work with? Finding an adviser you trust can be tricky. In Singapore, many consumers think that financial advisers are salespeople who are mainly interested in selling products....
Singapore’s Term Life Plus Critical Illness Comparison Table (June 2020)
In this comparison table, we compare all Term Life with Critical illness insurance plans in Singapore. While a hospitalisation plan helps to cover the costs of a hospital stay, a critical illness plan provides for post-hospitalisation treatment costs and alternative...
Singapore’s Term Life Insurance Comparison Table (June 2020)
It is difficult to compare insurance policies between different companies. To provide greater transparency, we compiled this comparison table so that consumers can compare term life insurance policies across insurers in Singapore and make informed decisions when...
Investing Principle #4: Investing Is Hard – Get Help From A Trusted Advisor
When you are physically unwell When you feel unwell, you have two options. You can either see a doctor; or You can self-medicate In the first case, you are assured of the right diagnosis and are prescribed proper medication, follow-ups, and an MC. In the second case,...
Investing Principle #3: Invest For The Long Term
The Market Always Recovers Over the past century, we have seen numerous bear markets and recessions. In recent decades we had gone through the Asian Financial Crisis in 1997, dot.com bubble in 2000 and Global Financial Crisis in 2008. Yet markets have always...
Investing Principle #2: Start Investing As Early As You Can
When you think about the span of your life, you can easily break it up into three parts. We spend a third of our lives growing up, another third maturing into various responsibilities and the final third of our lives in retirement. Given that Singapore has one of the...
Economic Results are bad and would probably get worse. Should I still invest?
The longest global expansion on record has officially ended this quarter. US GDP shrank 4.8% in Q1 while two of Europe’s largest powers, France and Spain also saw their economies contract 5.8% and 5.2% respectively. With most economies seeing their worst contraction...
