Articles
Investing Principle #4 – Investing Is Hard – Get Help From A Trusted Advisor
When you are physically unwell When you feel unwell, you have two options. You can either see a doctor; or You can self-medicate In the first case, you are assured of the right diagnosis and are prescribed proper medication, follow-ups, and an MC. In the second case,...
Investing Principle #3: Invest For The Long Term
The Market Always Recovers Over the past century, we have seen numerous bear markets and recessions. In recent decades we had gone through the Asian Financial Crisis in 1997, dot.com bubble in 2000 and Global Financial Crisis in 2008. Yet markets have always...
Investing Principle #2 – Start Investing As Early As You Can
When you think about the span of your life, you can easily break it up into three parts. We spend a third of our lives growing up, another third maturing into various responsibilities and the final third of our lives in retirement. Given that Singapore has one of the...
Financial Planning via MoneyOwl: A Compass For Your Retirement
Its ‘lifestyle’ financial planning approach starts from a client’s current assets and shows what this means for his future. By Genevieve Cua A comprehensive personal financial plan is akin to a sturdy compass for your future financial health. But most people may not...
Investing Principle #1 – Always Start With A Plan
Have you ever experienced travelling overseas without a plan, and ended up not visiting the attractions you had wanted to go? While going on a holiday without a plan may result in wasted time and a few missed attractions at best, investing without a plan could mean...
Singapore’s Term Life Insurance Comparison Table (May 2020)
It is difficult to compare insurance policies between different companies. To provide greater transparency, we compiled this comparison table so that consumers can compare term life insurance policies across insurers in Singapore and make informed decisions when...
Singapore’s Term Life Plus Critical Illness Comparison Table (May 2020)
In this comparison table, we compare all Term Life with Critical illness insurance plans in Singapore. While a hospitalisation plan helps to cover the costs of a hospital stay, a critical illness plan provides for post-hospitalisation treatment costs and alternative...
What Will Happen To My Insurance Policies If My Insurer Goes Bankrupt?
Regulated by the Monetary Authority of Singapore (MAS), all life insurers operating in Singapore have stringent capital requirements to comply and adhere to. It requires them to have financial resources at least equal or more than the total of their underwriting and...
How Can I COVID-Proof My Financial Plans?
With the circuit breaker measures extended till 1 June, checking for daily updates on a number of COVID-19 cases has become a norm for many of us working from home. If you are waiting for the daily updates and are scanning your device for something, here’s something...
Bond Investing: Not Just About Buy And Hold
What is a bond? Bond is a debt security or I.O.U. issued by a government or corporation to raise funds. By investing in a bond, investors (aka. bondholders) are essentially lending money to the bond issuers. If you take up a bank loan today, you know that you will...
Stay Invested For The Long Term? Think Again.
Although it helps you capture the returns from the stock market, here are some things that you should take note of and not follow blindly.
Why You Don’t Need Speculative Assets Like US Oil ETFs For Your Long-Term Goals
What should you rely on for your future retirement and goals?
