Is CPF’s new life-cycle investment scheme for everyone?

Chuin Ting Weber, CEO and CIO of MoneyOwl believes it “should not be the foundational solution for retirement security, and it is not for everyone”. It does advance a “middle-ground, signposted, DIY-investing model” and will likely set a benchmark in low costs, but it is “neither risk-free nor guaranteed to beat the OA and SA […]
What the new voluntary CPF life-cycle investment scheme means for you.

Singapore’s new voluntary CPF life-cycle investment scheme, set to launch in 2028, offers members a structured way to invest their CPF savings with an automatic glide-path that reduces risk as retirement nears. Li Huijing, Head of Investment Management at MoneyOwl, mentioned that the simplified set of options under the new scheme will be useful for members who wish to take some market risk, but lack the time […]
理财锦囊:门槛调低风险依然高 小额投资也有大学问

Li Huijing, Head of Partnerships & Investments, notes that while fractional shares offer greater accessibility and flexibility, investors should be aware of several risks. These include higher transaction costs, lower liquidity, potentially less favourable execution prices, limited shareholder privileges, and the risk of insufficient diversification when investments are concentrated in one or two stocks. She also weighs the pros and cons of regular investment schemes versus […]
IN FOCUS: Is ChatGPT better than a financial adviser? I put it to the test

Chuin Ting Weber, CEO and CIO of MoneyOwl, said one of generative AI’s strengths lies in sifting through vast amounts of data and calculations to quickly churn out research. Added to that is the ability to convey findings in a human-like manner, including asking follow-up questions. This can make the process feel like it’s what a […]