Is CPF’s new life-cycle investment scheme for everyone?

Chuin Ting Weber, CEO and CIO of MoneyOwl believes it “should not be the foundational solution for retirement security, and it is not for everyone”. It does advance a “middle-ground, signposted, DIY-investing model” and will likely set a benchmark in low costs, but it is “neither risk-free nor guaranteed to beat the OA and SA […]

What the new voluntary CPF life-cycle investment scheme means for you.

Singapore’s new voluntary CPF life-cycle investment scheme, set to launch in 2028, offers members a structured way to invest their CPF savings with an automatic glide-path that reduces risk as retirement nears. Li Huijing, Head of Investment Management at MoneyOwl, mentioned that the simplified set of options under the new scheme will be useful for members who wish to take some market risk, but lack the time […]

理财锦囊:门槛调低风险依然高 小额投资也有大学问

Li Huijing, Head of Partnerships & Investments, notes that while fractional shares offer greater accessibility and flexibility, investors should be aware of several risks.  These include higher transaction costs, lower liquidity, potentially less favourable execution prices, limited shareholder privileges, and the risk of insufficient diversification when investments are concentrated in one or two stocks. She also weighs the pros and cons of regular investment schemes versus […]

IN FOCUS: Is ChatGPT better than a financial adviser? I put it to the test

Chuin Ting Weber, CEO and CIO of MoneyOwl, said one of generative AI’s strengths lies in sifting through vast amounts of data and calculations to quickly churn out research. Added to that is the ability to convey findings in a human-like manner, including asking follow-up questions. This can make the process feel like it’s what a […]

Essential tips to navigate major life stages

Investment Solutions for your goals

Insurance Solutions for your life stage

Breaking down life’s financial curiosities

First-of-its kind insurance plan rating & commentary

Comprehensive guidance and principles

Calculators

Understand your needs. Identify your coverage gaps

Discover what kind of investor are you and get portfolio recommendation

Estimate your eligible grants, loan amount, and maximum BTO price you can afford

Find your HDB Resale Grants and plan your finances with confidence

Others

Write your will online and leave a financial legacy for your loved ones

Take OwlPersonality Quiz to discover your money personality

Get guided to the right insurance with help from our referral partners

Latest financial tips and insights from MoneyOwl’s experts

Videos on financial planning, investments, and insurance needs

See MoneyOwl in the news with media highlights and press releases

Join our public talks and webinars to learn financial literacy from expert advisers

Discover our purpose, mission, and CEO’s message on financial security for every life stage

Our Board provides strategic guidance and uphold MoneyOwl’s mission

Get to know the team behind MoneyOwl, building better financial guidance for every life stage