Is CPF’s new life-cycle investment scheme for everyone?

Chuin Ting Weber, CEO and CIO of MoneyOwl believes it “should not be the foundational solution for retirement security, and it is not for everyone”. It does advance a “middle-ground, signposted, DIY-investing model” and will likely set a benchmark in low costs, but it is “neither risk-free nor guaranteed to beat the OA and SA […]
理财锦囊:门槛调低风险依然高 小额投资也有大学问

Li Huijing, Head of Partnerships & Investments, notes that while fractional shares offer greater accessibility and flexibility, investors should be aware of several risks. These include higher transaction costs, lower liquidity, potentially less favourable execution prices, limited shareholder privileges, and the risk of insufficient diversification when investments are concentrated in one or two stocks. She also weighs the pros and cons of regular investment schemes versus […]