淡马锡基金旗下MoneyOwl 推全新财务规划服务模式

MoneyOwl on 8world
13 February 2025

MoneyOwl, a financial advisory company under Temasek Trust, has launched a new financial planning service model, shifting from direct sales of commercial products to providing financial consulting and advice to assist people in financial planning. The company said in a statement that the new online resources cover financial planning at all stages of life, including planning for a new baby to preparing for retirement.

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Chuin Ting Weber, CEO and CIO of MoneyOwl, highlighted the risks of DIY online investing. She advised investors not to expect short-term gains based on historical returns and to be cautious of terms like “cash management” that may understate risks. She encouraged self-assessment across risk capacity, need, and appetite to make sound investment decisions.
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Daphne Lye, Financial Planning Lead at MoneyOwl, shared that total debt servicing ratio should ideally stay below 35% of take-home pay, and non-housing loan repayments under 15%. While housing loans may be “good debt” due to low interest rates and asset appreciation, she cautioned against sacrificing liquidity. For those facing overwhelming unsecured debt, she recommended...
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Li Huijing, Head of Partnership & Investment Management at MoneyOwl, noted that falling bank deposit rates reflect concerns of slower economic growth and possible Fed rate cuts. She advised that while fixed deposits are useful for capital preservation, they shouldn’t be the only strategy for long-term goals like retirement. Investors should focus on holistic planning...
14 May 2025

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