Money and Me: Can You Become a CPF Millionaire without top-ups?

MoneyOwl on MoneyFM: Your Money with Michelle Martin

17 March 2025

Tune in to MoneyOwl’s CEO and Chief Investment Officer Chuin Ting Weber discuss CPF investing with Michelle Martin on Money FM 89.3’s Money and Me segment.

Hosted by Michelle Martin, this episode explores whether you can become a CPF millionaire solely through contributions with Chuin Ting Weber, CEO and Chief Investment Officer of MoneyOwl.

Chuin Ting breaks down CPF-OA investing – when it makes sense and when it doesn’t.

Should you prioritize topping up your SA/RA or invest your OA?

What’s the right portfolio mix for CPF investments?

Plus, how investment costs impact CPF-OA returns and what younger and older investors should consider.

LISTEN TO THE CONVERSATION HERE.

Share this

理财锦囊：线上DIY投资太诱人小心“一点”滑掉本金

Chuin Ting Weber, CEO and CIO of MoneyOwl, highlighted the risks of DIY online investing. She advised investors not to expect short-term gains based on historical returns and to be cautious of terms like “cash management” that may understate risks. She encouraged self-assessment across risk capacity, need, and appetite to make sound investment decisions.

18 May 2025

‘Good debt’ may exist in theory, but it’s a different matter in reality

Daphne Lye, Financial Planning Lead at MoneyOwl, shared that total debt servicing ratio should ideally stay below 35% of take-home pay, and non-housing loan repayments under 15%. While housing loans may be “good debt” due to low interest rates and asset appreciation, she cautioned against sacrificing liquidity. For those facing overwhelming unsecured debt, she recommended...

16 May 2025

In The News

银行定存利率跌破2％部分最低已接近1％

Li Huijing, Head of Partnership & Investment Management at MoneyOwl, noted that falling bank deposit rates reflect concerns of slower economic growth and possible Fed rate cuts. She advised that while fixed deposits are useful for capital preservation, they shouldn’t be the only strategy for long-term goals like retirement. Investors should focus on holistic planning...

14 May 2025

In The News

Calculators

Others