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Referral Programme

Refer a friend to MoneyOwl and receive up to $60 GrabFood Credits!

Let us know if you want to be a referrer!

Refer a friend to MoneyOwl and receive up to $60 GrabFood Credits!

Let us know if you want to be a referrer!

What is this programme about?

Our new MoneyOwl referral programme rewards you, and the people you refer, with up to S$60 GrabFood credits if they use MoneyOwl products and services.

The best part?

You, as the referrer, can refer an unlimited number of friends to MoneyOwl. This translates to reaping a considerable amount of rewards as long as your friends use your promo code.

Sounds good? Follow these simple steps to start earning your rewards today:

Step 1: Send your unique referral code to your friends

Step 2: They apply your referral code when using MoneyOwl’s services or products

Step 3: Your friend receives a reward

Step 4: Sit back and watch your rewards roll in!

Here are the rewards that both of you will receive (stackable):

Services Grab Credits
Insurance S$20 GrabFood
Investment S$20 GrabFood
Comprehensive Financial Planning S$20 GrabFood

Want to be a referrer?

Frequently Asked Questions

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1. When will I receive my rewards?

It may take up to 4 weeks to receive the reward(s) for the referrer and the referee.

2. Which products/services are eligible to get the referral rewards?
  1. Insurance
  2. Investment (DFA, WiseSaver, and WiseIncome)
  3. Comprehensive Financial Planning

Do note that Will Writing will no longer eligible for the referral rewards from 27th May 2021 onwards.

3. Where do I track rewards?

As of this update, you will not be able to track your rewards. We are currently working on it to show all updates on your dashboard, and it will be out soon.

For now, if you have any enquiries regarding the referral programme, do write an email to enquiries@moneyowl.com.sg or contact us via our contact us form.

4. Where is my referral link/code?

Please send an enquiry via our contact us form in order to get your referral link/code.

5. Can I stack referral rewards?

You can get up to 3 rewards if you are a referee for each product (Insurance, Investment, and Comprehensive Financial Planning). As a referrer you will receive up to 3 rewards per referee, however, there is no limitation as to how many referees you can have.

However, the rewards from this referral campaign cannot be stacked with other referral campaigns. The rewards from this referral campaign cannot be stacked with Comprehensive Financial Planning promotional campaigns.

6. How do I receive the rewards?

MoneyOwl will send all rewards via email. Do check the email mailbox that you used to sign up with MoneyOwl.

7. How do I redeem reward credits?

1.       You will receive an email with a message to claim Grab gift card(s).

2.       Click/Tap on the link provided. You will be redirected to a Login page where you will be asked to key in your phone number that is registered with Grab. You can skip this step and step 3 if you have already logged into your Grab app.

3.       An SMS will be sent to the account phone number. Enter the OTP code on the app to complete the gift card redemption.

4.       You will now be able to see the gift card(s) added to your account under the “My Rewards” section in the Grab app.

8. My friend introduced me to MoneyOwl but I already have a MoneyOwl account, can I still be a referee?

Unfortunately, after creating your MoneyOwl account, you are not eligible for referee rewards. However, you are still eligible to become a referrer and get referrer rewards as long as you have used one of our products or services.

9. Am I still eligible for referee rewards if I have bought an insurance with MoneyOwl without an account?

Unfortunately, after having purchased an insurance with MoneyOwl, you are considered to be an existing client. Thus, you are not eligible to receive referee rewards. However, you are still eligible to become a referrer and get referrer rewards.

Terms & Conditions:

For Referrers:

  1. The referrer must be a current client of MoneyOwl.
  2. The referrer needs to have a MoneyOwl account.
  3. The referrer can refer an unlimited number of referees.
  4. The referrer can only claim the reward up to 3 times (once each on the different products) per referee.
  5. The maximum waiting period for receipt of rewards is 4 weeks.
  6. The rewards from this referral campaign cannot be stacked with other referral campaigns.
  7. MoneyOwl reserves the right to amend these terms and conditions from time to time.
  8. The referrer should not be on the referral programme as a full-time occupation.
  9. A referrer must not provide any financial advice to their referees.
  10. A referrer should not sell their unique referral code to other individuals.

For Referees:

  1. The referee must be a new MoneyOwl client (No prior dealings and usage of MoneyOwl products and services).
  2. The referral code needs to be applied at point of creating a MoneyOwl account in order to be eligible.
  3. The referee is granted a 90-day period from his/her account creation date to use MoneyOwl services in order to be eligible for the rewards.
  4. The referee can only claim the reward up to 3 times (once each on the different products).
  5. Insurance Service – At least one insurance plan to be purchased and issued through MoneyOwl.
  6. Investment Service:
    1. Includes both cash and SRS investment or WiseSaver portfolios 
    2. At least one investment portfolio must be successfully set up and funded 
  7. Comprehensive Financial Planning Service – Comprehensive plans need to be paid for in full ($99) and completed. Rewards from this referral campaign cannot be stacked with other CFP promotional campaigns.
  8. Will writing service – Distribution of rewards ceased since 27th May 2021.
  9. The referee can start referring other friends by emailing to MoneyOwl to request for his/her unique referral code once he/she becomes a MoneyOwl client.
  10. The maximum waiting period for receipt of rewards is 4 weeks.
  11. The rewards from this referral campaign cannot be stacked with other referral campaigns.
  12. MoneyOwl reserves the right to amend these terms and conditions from time to time. 

This advertisement has not been reviewed by the Monetary Authority of Singapore