Share MoneyOwl with your friends

You get to refer unlimited friends and family members, and receive rewards together!

Referral Programme

Receive up to S$60 GrabFood credits for you and your friend!

Simply log in to MoneyOwl, refer your friend using your unique referral link. Your friend joins using your referral link and uses any/all these eligible services. You both will receive the same amount of rewards!

Here’s how it works

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Show example

John invites two friends, Mark and Jane, using his referral link. Mark purchase an insurance policy, whereas Jane invests in a portfolio and implements her Comprehensive Financial Planning. Mark gets $20 credits, and Jane receives $40 credits. John receives $60 credits in total.

Invite your friend

Share your referral link

Log in

Your friend joins

Creates a new MoneyOwl account and uses any/all eligible services

Both receive rewards

You and your friend both earn the same rewards

Be a MoneyOwl referrer

Invite Friend

Frequently Asked Questions

When will I receive my rewards?

It may take up to 4 weeks to receive the reward(s) for the referrer and the referee.

How do I receive rewards?

MoneyOwl will send all rewards via email. Do check the email mailbox that you used to sign up with MoneyOwl.

How do I redeem rewards?

Receive credit link in email
Download “Grab” app on your smartphone if you have not
Click on voucher link in email
Follow instructions on screen to claim the credit

Where do I track rewards?

You can track your rewards by logging in to your MoneyOwl account, go to Dashboard > Menu > Refer a Friend

Where is my referral link/code?

You can find your referral link/code by logging in to your MoneyOwl account, go to Dashboard > Menu > Refer a Friend

Can I stack referral rewards?

You can get up to 3 rewards if you are a referee for each product (Insurance, Investment, and Comprehensive Financial Planning). As a referrer you will receive up to 3 rewards per referee, however, there is no limitation as to how many referees you can have.

However, the rewards from this referral campaign cannot be stacked with other referral campaigns.

Terms & Conditions

For Referrers:

The referrer must be a current client of MoneyOwl.
The referrer needs to have a MoneyOwl account.
The referrer can refer an unlimited number of referees.
The referrer can only claim the reward up to 3 times (once each on the different eligible products) per referee.
The maximum waiting period for receipt of rewards is 4 weeks.
The rewards from this referral campaign cannot be stacked with other referral campaigns.
The referrer should not be on the referral programme as a full-time occupation.
A referrer must not provide any financial advice to their referees.
A referrer should not sell their unique referral code to other individuals.

For Referees:

The referee must be a new MoneyOwl client (No prior dealings and usage of MoneyOwl products and services)
The referral code needs to be applied at the point of creating a MoneyOwl account in order to be eligible.
The eligibility period of the referral programme is 90 days from the referee’s MoneyOwl account creation date. This means that only eligible service(s) used within 90 days will be eligible for rewards.
The maximum waiting period for receipt of rewards is 4 weeks.
The rewards from this referral campaign cannot be stacked with other referral campaigns.
If you closed your MoneyOwl account, you need to wait 1 year before opening a new account in order to be eligible for the referee rewards under the referral programme.
The referee can only claim the reward up to 3 times (once each on the different products)
- Insurance Service: At least one insurance plan to be purchased and issued through MoneyOwl
- Comprehensive Financial Planning Service: Comprehensive plans need to be paid for and completed. Rewards from this referral campaign cannot be stacked with other CFP promotional campaigns except for the exclusive promo to NTUC Members.
- Investment Service:
  - Includes both cash and SRS investment or WiseSaver/WiseIncome portfolios.
  - At least one investment portfolio must be successfully set up and funded

MoneyOwl reserves the right to amend these terms and conditions from time to time

This advertisement has not been reviewed by the Monetary Authority of Singapore