Daphne Lye, Solutions Lead at MoneyOwl said in an interview that despite the low interest rates, individuals still need to pay attention to their debt levels to ensure that their financial stability is not affected, especially non-mortgage loans with higher interest rates and should pay them off as soon as possible, start with the ones with the highest interest rates first.
理财锦囊：练就定心法守护投资 涨跌不惊财富稳中求
5 January 2025
More of MoneyOwl in the Media
Stay informed on our latest updates and happenings.
Chuin Ting Weber, CEO and CIO of MoneyOwl, highlighted the risks of DIY online investing. She advised investors not to expect short-term gains based on historical returns and to be cautious of terms like “cash management” that may understate risks. She encouraged self-assessment across risk capacity, need, and appetite to make sound investment decisions.
18 May 2025
Daphne Lye, Financial Planning Lead at MoneyOwl, shared that total debt servicing ratio should ideally stay below 35% of take-home pay, and non-housing loan repayments under 15%. While housing loans may be “good debt” due to low interest rates and asset appreciation, she cautioned against sacrificing liquidity. For those facing overwhelming unsecured debt, she recommended...
16 May 2025
In The News
Li Huijing, Head of Partnership & Investment Management at MoneyOwl, noted that falling bank deposit rates reflect concerns of slower economic growth and possible Fed rate cuts. She advised that while fixed deposits are useful for capital preservation, they shouldn’t be the only strategy for long-term goals like retirement. Investors should focus on holistic planning...
14 May 2025
In The News