Write a will at no cost at all.

Don’t leave behind a financial mess for your loved ones.

Write a will at no cost at all.

Don’t leave behind a financial mess for your loved ones.

MoneyOwl’s will-writing service is meant only for persons who understand English. A person who does not understand English may wish to seek the services of a professional will-writer or a lawyer to draft his or her will and to have one of the two eligible witnesses signing the will to interpret the will in the language with which he or she is familiar.

We are unable to assist Muslims in writing their will as the advice of a Syariah-trained lawyer is required. To write a will, you should be 21 years old and above, and of sound mind.

Current Promotion: Get S$5 GrabFood credits when you write your will! Find out more.

MoneyOwl’s will-writing service is meant only for persons who understand English. A person who does not understand English may wish to seek the services of a professional will-writer or a lawyer to draft his or her will and to have one of the two eligible witnesses signing the will to interpret the will in the language with which he or she is familiar.

We are unable to assist Muslims in writing their will as the advice of a Syariah-trained lawyer is required. To write a will, you should be 21 years old and above, and of sound mind.

Current Promotion: Get S$5 GrabFood credits when you write your will! Find out more.

All The Things You Get

Assurance That Your Beneficiaries Will Be Taken Care Of

A will gives you the option to distribute your assets according to your wishes. Leaving it to chance could lead to your intended beneficiaries being omitted or provided with less.

Prevent Unnecessary Disputes Amongst Your Loved Ones

Having a well-thought out will gives your loved ones clear instructions on how to distribute your assets. This goes a long way to prevent disputes and disharmony among them.

Appoint an Executor & Trustee

You can appoint people whom you know and trust to execute your will and manage your assets for your minor children efficiently and effectively.

Appoint a Guardian

You can appoint a guardian to take care of your children who are below 21 years old to make sure that their needs are protected and taken care of even when you are not around.
How It Works

Gather required information

Before sitting down to write your will, have the following information on hand – Full name(s) and Identification No(s). of your spouse, children, beneficiaries and who you intend to appoint as executors of your will and guardian for your minor children, if any.

Follow step-by-step instructions

Follow step-by-step instructions as it guides you to complete the required information. This should take you no longer than 15 minutes, but there’s an option to save and complete later.

Validate your will

Download, print and sign at the bottom of every page of the will in the presence of two witnesses. They cannot be a beneficiary or spouse of the beneficiary. Your witnesses will also need to sign on every page of the will.

Review and update anytime

Review and update your will whenever there are changes in your beneficiaries, executors and guardians, addition or loss of a family member or in the event of marriage/divorce. Update your will on our platform anytime, free of charge.

Read Our Latest Wills Resources

Why You Should Write a Will

Why You Should Write a Will

Death is a fact of life. The only uncertainty is the timing and the manner in which it happens. As such, an important matter to take care of is how your assets get distributed efficiently to your intended beneficiaries. You can do that through a written will. However,...

Why You Should Write a Will

Why You Should Write a Will

Death is a fact of life. The only uncertainty is the timing and the manner in which it happens. As such, an important matter to take care of is how your assets get distributed efficiently to your intended beneficiaries. You can do that through a written will. However,...

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Top Questions People Ask Us

What happens to my estate if I do not have a will?
Upon death without a will, you have effectively given up your right to decide how your assets are distributed. Your loved ones may be burdened because:

  1. An administrator, usually a next-of-kin, must step forward to apply for the Letter of Administration before he/she can distribute the estate according to the Intestate Succession Act. As such, there may be serious disagreements as to whom should do so.
  2. The process may be more time-consuming as the administrator may not be ready with the required information on the estate, have no time or find it too complicated. There are cases where no one is willing to step forward to be the administrator due to uncertainties in the estate’s liabilities. There are also cases where several people want to be the administrator due to the large amount of assets at stake, sometimes for the wrong reasons.
  3. If there are young children involved or if your estate’s value is above a certain threshold, 2 sureties are needed before the court would grant the letter. The sureties must swear an affidavit certifying their worth is equal or more than the total value of your estate.
  4. On the unfortunate occasion that both parents pass on at the same time, there may be great uncertainty as to whom should take on the responsibilities of guardianship to your children.
How do I qualify to write a will?

You need to be at least 21 years old and of sound mind to write a will. There is no need for your will to be drafted, approved or witnessed by a lawyer as long as your will fulfils the legal requirements.

To be of a sound mind or have the testamentary capacity:

  • You should understand the nature of the act and what the consequences are;
  • You know and approve the contents of the will, nature and extent of properties;
  • You know who your beneficiaries are and can appreciate their claims on your properties; and
  • You are free from an abnormal state of mind that might distort feelings or judgements relevant to making the will.
What assets cannot be distributed via a will?

The following assets cannot be distributed via a will:

  • CPF balances will be distributed according to your CPF Nomination if you have made one. If you do not make a CPF nomination, your money will be paid to the Public Trustee in Singapore, who will pay it out in accordance with the Intestate Succession Act. Read more on the CPF website and download the CPF Nomination form here
  • Proceeds of insurance policies will go to the beneficiaries nominated in the insurance policies. If you do not make a nomination, the proceeds will form part of your estate to be distributed according to your will or if no will is done, it will be distributed in accordance with the Intestate Succession Act.
  • Property under Joint Tenancy – the property will be passed over to the survivor joint tenant. For example, if you own a property as joint tenants with your spouse, in the event that you pass on, your spouse will inherit the property wholly. For real-estate properties that are held as joint tenants, these properties cannot be passed on through the operation of a will.
  • Generally-speaking, the assets in joint-bank accounts and joint-stock brokerage accounts would also be payable to the surviving account holder. However, due to different clauses with regards to these accounts, in some cases, these assets may form part of the estate to be distributed according to your will or the Intestate Succession Act.
I would like to customize my will from the automatically generated version provided through your service. Can I do this?
Unfortunately, no. Our will-writing service is an automated one. It only caters to a select few situations and pre-set inheritance options. These are generally the more common scenarios and/or choices for most people.
When should I revise my will?
You should review your will from time to time to make sure it remains current and viable. These are situations where you should review and amend your will if necessary:

  • change in distribution wishes
  • change or death of any of beneficiaries, guardian, executor, trustee
  • marriage or re-marriage – these events will revoke your earlier will you have made
  • change in personal circumstances such as addition of new family member, or divorce

Be aware that you cannot alter your will by simply crossing something out or adding something new. In fact, making a handwritten change could invalidate your entire will.

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