2019 Household Income Report: What To Do With Your Most Important Financial Asset

2019 Household Income Report: What To Do With Your Most Important Financial Asset

Every February, the Singapore Department of Statistics releases the Key Household Income Trends. We had that release today, 20 February 2020. A common response to this report is that of feeling rather underwhelmed but yet without surprise. All employees know that increments are incremental. Even then, 2019 household income growth was yet a shade weaker […]

To Do Well In Your Investments, Ignore Market Outlooks

To Do Well In Your Investments, Ignore Market Outlooks

A year ago, at about this time, market watchers were generally pessimistic about 2019. After all, just a month ago on Christmas Eve of 2018, markets (represented by MSCI World Index) fell by 11.76% as fears of an impending trade war between China and US grew. We started 2020 with similar sentiments. Besides having the […]

Giving Your Child a Financial Head Start – CNY Edition

Giving Your Child a Financial Head Start – CNY Edition

Happy 2020 and what a busy start to the year it has been! This article is for parents who are interested in imbuing their children with financial wisdom. Just as we are getting into the swing of things, i.e., getting balance in our work-life, recovering from the mini breakdowns for our children’s school arrangements and […]

Why We Have No Strategic Allocation to Gold

Why We Have No Strategic Allocation to Gold

“All that glitters is not gold; Often have you heard that told: Many a man his life hath sold But my outside to behold: Gilded tombs do worms enfold.” – The Merchant of Venice Gold recently hit a 7-year high with the recent talk of military conflict between the US and Iran, then eased off […]

2019 Market Review

2019 Market Review

A lot can happen in a year. Looking back at how 2018 ended, it was hard to be extremely bullish headed into 2019, yet as it turns out, extreme bullishness is what gripped both stock and bond market investors over the course of the year. The US stock market fell almost 20% towards the end […]