It depends. Please refer to the respective FAQs for more information.


There is no additional fee for insurance implementation. On the contrary, for every eligible insurance policy you purchase with MoneyOwl, we will rebate you, up to 50% of the first-year basic commission, except the following:

  • Integrated Shield Plans
  • ElderShield Supplements
  • Plans using CPF monies

It helps to lower your cost of insurance.


We do not charge any upfront sales charge (typically 1% to 2% in the industry) for investing into MoneyOwl’s investment portfolio.

Refer to for more details.


MoneyOwl’s will-writing service is valued at $162 (including GST) per user. For a limited period of time, we are offering it for free.

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