Step 1: Open your CPF Investment Account (CPFIA) with any of the 3 local banks online, you will be required by the bank to complete the CPFIS Self-Awareness Questionnaire. (For clients who already have a CPFIA, please proceed to step 2)

DBS   : For existing DBS/ POSB customer, you may apply your CPF Investment Account here.

OCBC : Open your CPF Investment Account here.

UOB   : Open your CPF Investment Account here.

*Please note that you can only maintain one CPF Investment Account at any point of time.

Step 2: Login to your MoneyOwl account and start investing with your CPF OA monies by simply selecting CPF OA as your source of funds when you create your investment portfolio. We will then deduct the funds from your CPF OA to fund your investment. Be sure that your CPF OA has sufficient amount for the deduction to go through. as there will be a charge of $5 by your Agent bank if there are insufficient funds in your CPF OA to process the buy order. We recommend leaving a buffer of $30 of your CPF Investible Amount for the deduction of any agent bank fees.

Step 3: Complete the investment pre-requisites:

• Complete your Customer Knowledge Assessment (CKA), and
• Fill in your CPF Investment Account details

Step 4: Follow the on-screen instructions to create your CPF Portfolio
How do I get my CPF Investment Account Number?
Method 1:

• Login to your CPF account here or through CPF Mobile App via Singpass
• Under “my cpf”> Under “My dashboards” > Select “Investment”> Scroll down to Account details> Ordinary Account
  
• CPF Mobile App: Click on top left menu > Go to your “Investment”> Scroll down then you will see CPF Investment Account Details
  

Method 2:
Login to your Internet Banking to check for your CPFIA number.
Where can I find my CPF OA investible amount?

• Login to your CPF account here or through CPF Mobile App via Singpass
• Under “my cpf”> Under “My dashboards”> Select “Investment”> Scroll down to Account details> Ordinary Account> Amount available for professionally managed products

The amount available for professionally managed products under your CPF account will be your CPF OA investible amount. However, we recommend leaving a buffer of $30 of your CPF Investible Amount for the deduction of any agent bank fees.
For example, if your CPF OA investible amount is $50,000, we recommend you to invest up to $49,970, leaving a buffer of $30 of your CPF investible amount to pay for any agent bank fees. The agent bank fees will be charge on top of your buy order amount.

CPF Mobile App: Click on the top left menu> Go to your “investment”> Professionally Managed Products