Invest With SRS
Put your Supplementary Retirement Scheme (SRS) monies to work for potentially higher returns.
Licensed by
Monetary Authority of Singapore
Secure a Brighter Financial Future With SRS Investments
You’ve been contributing to your SRS account and are happy to be able to rely on an extra source of retirement income. However, did you know that your untouched SRS funds earn only about 0.05% per annum (p.a.)? That’s why it’s essential to expand your sights and take advantage of investment opportunities with your SRS monies.
How Does Investing With SRS Work?
Here’s what you need to know about investing your SRS monies.
Are SRS Investments Tax-Free?
Only 50% of your SRS gains are taxable upon withdrawal. Moreover, every dollar of SRS contribution equals a dollar deducted from your taxable income.
Which Products Can I Invest In?
Your choice of investment products ranges from fixed deposits and government bonds to stocks and exchange-traded funds (ETFs). You can also invest in single premium insurance products.
When Can I Withdraw My Investment Returns?
It’s advisable to withdraw from your SRS funds only upon the retirement age of 63 or later, where you can spread out withdrawals over 10 years with only 50% being subject to tax. Before age 63, any SRS withdrawals you make will incur a 5% penalty, with 100% of the withdrawn amount being taxable.
Recommended Solutions
Ready to invest with your SRS account? MoneyOwl recommends the following investment solutions.
WiseSaver
Park spare cash to generate consistent, low-risk returns with liquidity and flexibility.
WiseIncome
Generate a sustainable stream of passive income and boost your retirement savings.
Dimensional
Invest in a broad range of diversified portfolios according to your risk appetite.
Promotions
Take advantage of the latest investment promotions from MoneyOwl.
Frequently Asked Questions
Recommended Next Steps
Ready to put your SRS monies to work and generate a new, promising source of income? Begin investing now! If you have further questions about investment with SRS, browse our FAQ page or leave us your enquiry below.
Aspire to an Ideal Future With Support From Your SRS Funds
Let your SRS monies grow and ensure a more fulfilling life in your retirement years.
Explore the answers to commonly-asked questions.
Leave your enquiry with us and we’ll get back to you promptly.
