OwlPhilosophies

Our approach to building financial security for every stage of life, grounded in thoughtful planning, informed choices, and long-term security.

Our Philosophy​

Understanding your money philosophy is essential for making informed financial decisions and aligning your spending habits with your values and goals. Your money philosophy shapes how you view wealth, savings, and financial security, influencing everything from daily spending to long-term investment strategies.

By reflecting on your beliefs about money and examining the principles that guide your financial choices, you can create a more intentional and fulfilling financial journey that supports your life aspirations.

Our Money Philosophies

Download OwlPhilosophy ebooks to guide your financial journey. 

Retirement

The Earlier You Start The Easier It is.

Insurance

Buy As Much Protection As You Need But Pay As Little As You Can.

Investment

Enough At The Right Time.

Discover More Guides

Browse our full library of helpful eBooks for every financial needs.

Essential tips to navigate major life stages

Investment Solutions for your goals

Insurance Solutions for your life stage

Breaking down life’s financial curiosities

First-of-its kind insurance plan rating & commentary

Breaking down life’s financial curiosities

First-of-its kind insurance plan rating & commentary

Comprehensive guidance and principles

Calculators

Understand your needs. Identify your coverage gaps

Discover what kind of investor are you and get portfolio recommendation
Estimate your eligible grants, loan amount, and maximum BTO price you can afford
Find your HDB Resale Grants and plan your finances with confidence

Others

Write your will online and leave a financial legacy for your loved ones

Take OwlPersonality Quiz to discover your money personality

Get guided to the right insurance with help from our referral partners

Latest financial tips and insights from MoneyOwl’s experts
Videos on financial planning, investments, and insurance needs

See MoneyOwl in the news with media highlights and press releases

Join our public talks and webinars to learn financial literacy from expert advisers
See MoneyOwl in the news with media highlights and press releases
Join our public talks and webinars to learn financial literacy from expert advisers
Discover our purpose, mission, and CEO’s message on financial security for every life stage
Our Board provides strategic guidance and uphold MoneyOwl’s mission
Get to know the team behind MoneyOwl, building better financial guidance for every life stage