Etiqa 2023 Q1 Customer Incentives


To qualify for the premium discount, you have to sign up for the product now until 31 March 2023 and issued by 31 April 2023.

For all Regular Premium Life Plans except Single Premium Products and Investment-linked Products

 APE per Policy
(based on annualised premium)
Cash Incentive
(based on % of APE)
For Essential Whole Life cover & Essential Term Life cover (Incentive per policy)S$1,000 and above8%
(i) Eligible product is only for Essential Whole Life cover and Essential Term Life cover.
(ii) All qualified incentive payout will be rounded up to the nearest dollar.
(iii) Maximum cash incentive capped at S$5,000 per case.

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Terms & Conditions:

• Customers are entitled to enjoy cash reward based on the qualifying criteria.
• Single premium products, Investment-linked products and tranche products will not be eligible for this
• The cash reward will be sent to customer within 12 weeks after issuance of the Eligible Products and will be
deemed paid and received.
• Cases that are not taken up or cancelled during the free-look period shall not qualify for this customer
• If the policy is cancelled within the 14 days’ free-look period or if the policy lapses or is surrendered within 12
months from the date of the issuance, Etiqa reserves the right to recover the amount equivalent to the cash
reward in any manner at its sole discretion.
• Etiqa shall not be liable to any applicant or any party, whether in contract or tort (including negligence) or
otherwise, for any liabilities, losses and damages, claims, costs and expenses or for any special or consequential
damages or losses in connection with, related to or resulting from the use of the rewards.
• Etiqa reserves the right to change the terms and conditions for this incentive without prior notice.
• All decisions made by Etiqa on this campaign shall be final and binding on all persons.