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Etiqa 2022 Q4 Customer Incentives

Eligibility

To qualify for the premium discount, you have to sign up for the product now until 31 December 2022 and issued by 31 January 2023.

For all Regular Premium Life Plans except Single Premium Products and Investment-linked Products

APE per Policy (based on annualised premium) Cash Incentive (based on % of APE)
For Essential Whole Life cover & Essential Term Life cover (Incentive per policy) $1000 and above 8%
(i) Eligible product is only for Essential Whole Life cover and Essential Term Life cover. (ii) All qualified incentive payout will be rounded up to the nearest $5. (iii) Maximum cash incentive capped at S$5,000 per case. (iv) For regular premium products, APE will be computed based on 100% of the annualized premium with exception to any limited premium paying term less than 10 years, APE credit will be prorated accordingly. For example, APE credit will be 50% of the annualised premium for a 5 pay plan.
APE per Policy (based on annualised premium) Cash Incentive (amount)
Any other Regular Premium Plans (Incentive per policy) $2,000 to $5,000 $70
$5,001 to $10,000 $150
$10,001 and above $350
(i) For any regular premium products, APE will be computed based on 100% of the annualized premium with exception to 2-pay products, APE credit will be computed based on 20% of the annualised premium.

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Terms & Conditions:

  1. Customer are entitled to enjoy cash reward based on the qualifying criteria.
  2. For regular premium 2-pay products, APE credit will be computed based on 20% of the annualised premium.
  3. Single premium products, other online products and Investment-linked products will not be eligible for this campaign.
  4. The cash reward will be sent to customer within 12 weeks after issuance of the Eligible Product and will be deemed paid and received.
  5. Cases that are not taken up or cancelled during the free look period shall not qualify for this customer promotion.
  6. If you cancel the Policy within the 14 days’ free-look period or if the Policy lapses or is surrendered within 12 months from the date of the issuance, Etiqa reserves the right to recover the amount equivalent to the cash reward in any manner at its sole discretion.
  7. Etiqa shall not be liable to any applicant or any party, whether in contract or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims, costs and expenses or for any special or consequential damages or losses in connection with, related to or resulting from the use of the rewards.
  8. Etiqa reserves the right to change the terms and conditions for this incentive without prior notice
  9. All decisions made by Etiqa on this campaign shall be final and binding on all persons.