The wise and safe place for your savings
The wise and safe place for your savings
Enjoy higher daily interest with no lock-in
Current rate: 0.37% p.a. (5-day Moving Average as at 30 September 2021)
This rate is the gross indicative yield of the underlying cash fund, which may fluctuate as market and economic conditions change. We will update this rate periodically as the yield changes.
All The Things You Get
Higher Returns Than Retail Deposits
No more worries about having to find the next better fixed deposit to move your savings to. The fund has a track record of cash strategy that works to get you one of the best rates.
Expect Low To No Risk
Liquidity With No Lock-in Period
No Sales Charge, Advisory Or Platform fee
Start Saving For As Little As $10
Professionally Managed Cash Solutions By Fullerton Fund Management (Temasek-Owned)
Indicate How Much You Want To Save
Set up your MoneyOwl Account
Use SingPass for a fuss-free process or simply log in if you already have an existing account.
Transfer the Amount To Be Funded
Key Features
Higher Returns With Flexibility & Liquidity
With MoneyOwl WiseSaver, a fund which invests in Singapore Dollar bank deposits, you now have an alternative to earn higher returns, while maintaining the flexibility and liquidity to withdraw your funds whenever you need them.
When you save with MoneyOwl WiseSaver, it is like placing your funds in SGD fixed deposits which gets rolled over and over automatically until you need the money. It certainly takes the fuss out of finding the best fixed deposit rates in the market and only earning the interest when they mature.
It is the perfect place for you to park your spare cash, including your emergency or rainy day fund, as well as the “dry powder” that we encourage our clients to set aside for investing when markets go on sale. You can also easily set up WiseSaver as your monthly savings account to ‘pay yourself first’ as a good budgeting discipline.
Save Confidently and Put Your Cash To Work
Source: Fullerton Fund Management Company
Figures are accurate as of 30th September 2020
You might also be interested in:
Investment Principle #12: Risk is the Price of Admission to Investing
We are all familiar with the phrase ‘Nothing ventured, nothing gained’. It is a fact of life. Where there is no risk, there is little reward. We are often rewarded only when we put ourselves out to try something risky – whether it is taking the first baby steps as a...
The Disconnect Between Stocks And The Economy
Guest contribution by Chong Ser Jing, Portfolio Manager & Co-Founder of Compounder Fund at Galilee Investment Management Pte Ltd, Blogger at The Good Investors. The apparent disconnect between the stock market and the economy is one of the hottest topics of...
Investing Principle #11 – Past Performance Is No Indicator of Future Performance
Have you ever waited a long time to watch a movie directed by a renowned filmmaker who had clinched many Oscar and Emmy awards in the past, only to be disappointed by its lackluster script after you have watched it? Just as how we cannot judge a movie based on the...
GameStop Commentary: Is it Time to Start Trading Options?
8 February 2021
Are you thinking of trading options following the GameStop debacle? Here’s what you need to know before you do.
Odds In Your Favour
There is a Singapore tradition of a huge Hongbao Toto Draw during the Chinese New Year season, for prizes of an eye-watering quantum that can be $10 million or more. Some years, you can even reserve bundled packs of tickets beforehand. Will you be buying a ticket? I...
Top Questions People Ask Us
Are my capital and returns guaranteed?
Your returns depend on the weighted average gross yield of the underlying deposits, which may fluctuate as market and economic conditions change.
Your savings earn interest on a daily basis net of fees based on the current weighted average gross yield published.
What fees do I pay?
What is the minimum amount to save in MoneyOwl WiseSaver?
The minimum amount to save in MoneyOwl WiseSaver is $10 for one-time saving and monthly regular savings plan (RSP).
Will there be any lock-in period?
Who is suitable to save in MoneyOwl WiseSaver?
However, if you have already set aside 6 months of emergency cash, and have an investment time horizon of more than 3 years, we recommend investing through our MoneyOwl portfolios instead for higher expected returns.
Go to Investment 
