The fees payable are listed below:

• Annual advisory fee of 0.4% p.a.* to MoneyOwl which will be deducted from units every quarter (pro-rated by days invested).
• Agent bank fees charged on a per quarter and per transaction basis. Do refer to your agent bank for information on their charges.

Apart from this, there are no other charges. There is no sales charge for investing with MoneyOwl and no redemption charges. Furthermore, MoneyOwl will absorb the platform fee charged by iFast Financial Services, which provides custodial and platform services.

* This excludes annual fund-level fees of 0.40% – 0.42% p.a. which are factored into the price of the fund.