Many years ago, a foreigner made a joke about our army in front of me. He said our army is like boy scouts, only good for marching during National Day Parade because unlike other armies, we have never experience going into wars. Of course, being still an NSman, I was offended. I told him firmly […]
A few days ago, Michael Burry, a fund manager whose massively successful bet against the US subprime housing market was dramatised in the film, “The Big Short”, said that passive investing was a “bubble” that had caused investors to neglect small caps and value stocks.1 This drew an energetic response from financial adviser Joshua Brown […]
If you have started your investment journey and are wondering how investment returns should be calculated, we have put together some materials that hopefully will help you understand returns better. Let’s start off with some basics. Simple Investment Return Adam invested $500 in Fund A. 1 year later, he sold all his holdings in Fund […]
I have seen this question asked in conferences and seminars again. And Again. And Again. And somehow, I felt the people asking that question never got a satisfactory answer. The question: If I have a lump sum of money, should I invest the lump sum in one shot, or should I split them up into tranches? Mathematically speaking, if […]
Investment comes with the risk of losing money and for a retiree especially, can be a difficult thing to stomach when there is no longer a source of active income. This is probably why most literature caution retirees against taking on too much investments in their golden years and instead advise them to preserve their […]
Dentist. Many people hate to visit one. I can’t say I love to visit dentists but I don’t loathe it. That is because I have a very experienced dentist who is very gentle, good at her work and extremely reassuring. Six days ago, I had my implant surgery done. Implant surgery is a pretty rough […]
