The wise and safe place for your savings
The wise and safe place for your savings
Enjoy higher daily interest with no lock-in
Current rate: 0.54% p.a. (5-day Moving Average as at 25 September 2020)
This rate is the gross indicative yield of the underlying cash fund, which may fluctuate as market and economic conditions change. We will update this rate periodically as the yield changes.
All The Things You Get
Higher Returns Than Retail Deposits
No more worries about having to find the next better fixed deposit to move your savings to. The fund has a track record of cash strategy that works to get you one of the best rates.
Expect Low To No Risk
Liquidity With No Lock-in Period
No Sales Charge, Advisory Or Platform fee
Start Saving For As Little As $50 A Month
Professionally Managed Cash Solutions By Fullerton Fund Management (Temasek-Owned)
Indicate How Much You Want To Save
Set up your MoneyOwl Account
Use SingPass for a fuss-free process or simply log in if you already have an existing account.
Transfer the Amount To Be Funded
Key Features
Higher Returns With Flexibility & Liquidity
With MoneyOwl WiseSaver, a fund which invests in Singapore Dollar bank deposits, you now have an alternative to earn higher returns, while maintaining the flexibility and liquidity to withdraw your funds whenever you need them.
When you save with MoneyOwl WiseSaver, it is like placing your funds in SGD fixed deposits which gets rolled over and over automatically until you need the money. It certainly takes the fuss out of finding the best fixed deposit rates in the market and only earning the interest when they mature.
It is the perfect place for you to park your spare cash, including your emergency or rainy day fund, as well as the “dry powder” that we encourage our clients to set aside for investing when markets go on sale. You can also easily set up WiseSaver as your monthly savings account to ‘pay yourself first’ as a good budgeting discipline.
Save Confidently and Put Your Cash To Work
Benchmark: Singapore Dollar Savings Deposit Rates
Source: Fullerton Fund Management Company
Read Our Latest Investment Resources
No Results Found
The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.
1st Quarter 2019: What Comes After One Of The Worst Decembers In The Markets?
What do stocks do after one of the worst Decembers on record in terms of market performance? Start 2019 with one of the best first quarters in history! (For global equities. The STI is another story). Source: Bloomberg Large-cap stocks did well for the quarter with...
Can We Use The Yield Curve To Predict A Stock Market Crash?
Many investors enjoy predicting when the next stock market crash is going to occur. So anything that can apparently predict such a crash is often sought after by investors—much like adventurers used to search for the mythical Holy Grail. One stock crash indicator that...
Top Questions People Ask Us
Are my capital and returns guaranteed?
Your returns depend on the weighted average gross yield of the underlying deposits, which may fluctuate as market and economic conditions change.
Your savings earn interest on a daily basis net of fees based on the current weighted average gross yield published.
What fees do I pay?
What is the minimum amount to save in MoneyOwl WiseSaver?
Will there be any lock-in period?
Who is suitable to save in MoneyOwl WiseSaver?
However, if you have already set aside 6 months of emergency cash, and have an investment time horizon of more than 3 years, we recommend investing through our MoneyOwl portfolios instead for higher expected returns.
Go to Investment 
